Home Buying in El Cerrito : Advice

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Coakley, Home Buyer in Davis, CA
Coakley answered:
New construction in El Cerrito
Two lots in our hillside community sold in 2004 having been on the market for the first time in 50 years. The consortium that built these "spec" houses alienated the surrounding neighbo ... more
0 votes Share Flag Tue Jun 3, 2014 Home Buying in El Cerrito
Audi Constan…, Real Estate Pro in Albany, CA
Audi Constance answered:
Rent vs buy
Hello Rishvin,

If you don't plan to live in that area for a lot longer than i recommend renting until you find your ideal area. You have to consider that the market is picking up, so ... more
0 votes Share Flag Thu Dec 5, 2013 Home Buying in 94530
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
I am interested in buying a home in the East Bay, CA. If I had a co-signer for the Mortgage that owns a home could I still qualify for the $8000?
This is out of date (above) , but currently you need about 1/3 of the cost of a project to get a loan for the balance, fixed, at 3% or even lower. If a qualified person like you mention ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in El Cerrito
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
What's the average rent for a 1,700sq single house in El Ceritto,CA?
2 thousand or a little more. Why don't you build a new house if you can afford that you can afford a new house? If you use an Architect and do it on budget you can get a house of your o ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in El Cerrito
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
where can i find a Trulia agent to help me to buy such house?
I see places all the time that are going through this process. I would buy and help you buy if you need guidance. As an Architect, it is not impossible to navigate the process, finding ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in 94530
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
There's a property I've always liked. It is not for sale, but I want to contact the owner to see if he might be interested in selling. How?
It is listed on records and you can call them or write them or go to their address and ask them, or an email address will be available in some records in the county and online. It is do ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in 94530
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
I want to live in my investment
Nothing wrong with the idea. Why don't you build instead of buying though. Its cheaper. Especially with an Architect that sets the budget with you. The existing properties are always go ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in 94530
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
I claimed Chap. 7 24 months ago. My credit is 660. Is there a way to potential get approved for a FHA loan?
I think you have to wait seven years.
0 votes Share Flag Tue Sep 25, 2012 Home Buying in 94530
Darrell Cara…, Other/Just Looking in Richmond, CA
Darrell Caraway Architect AIA answered:
Should we proceed with foreclosure purchase on property that currently has lis pendens filed by the seller (bank) against prior owner?
Sounds like it is too early. The owners still have a chance to pay up and make their project work for them. It will be able to be sold next, but not until it is cleared the bank selling ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in El Cerrito
Kamal Randha…, Real Estate Pro in California
Kamal Randhawa answered:
Why is this red TAGGED foreclosure house 1120 Lawrence street, El Cerrito, CA 94530 .. priced so high ..
Hello Danny,

The home, if it was in better condition would be worth more but I agree with you, even at that price...and due to the condition of the home, it's ridiculous to be ... more
0 votes Share Flag Wed Apr 6, 2011 Foreclosure in El Cerrito
Kamal Randha…, Real Estate Pro in California
Kamal Randhawa answered:
East Bay area REO and Foreclosure auction.
Hello Rishwin,

Usually the prices you see that are too low to be true, is the default amount. Sometimes, the default amount is corrected but if not, the bank holds an auction. At th ... more
0 votes Share Flag Sun May 2, 2010 Home Buying in 94530
Tomi Thomas, Real Estate Pro in Berkeley, CA
Tomi Thomas answered:
How can I determine what to offer on a bank-owned/REO property?
You did not mention what your reason for purchasing is...personal home, or investment property. Sounds like you may feel that a "good deal" is defined by getting it for less than the o ... more
0 votes Share Flag Mon Jul 27, 2009 Foreclosure in El Cerrito
Catherine Kr…, Real Estate Pro in El Cerrito, CA
Catherine Krueger answered:
how can i buy such forceclolsed house?
I am assuming you are talking about a home that is already foreclosed upon and not one that is in foreclosure because for those you can contact the owners or go to the court steps in Ma ... more
0 votes Share Flag Fri Jun 19, 2009 Home Buying in 94530
Bob Georgiou, Real Estate Pro in Walnut Creek, CA
Bob Georgiou answered:
Anyone know of buyers' agent in East Bay with experience and success at SHORT SALES who could help us?
The success of a short sale is in the hands of the listing agent moreso than it is as a buyer. The fact that there are too many variables to control should be reinforced since the bank ... more
0 votes Share Flag Mon Jun 15, 2009 Home Buying in 94530
Andy, Other/Just Looking in California
Andy answered:
What are the requirements to get the $8,000 tax refund that is supposedly available to first time home buyers?
Julie,

Krista has the better summary. And she also mention the Government programs. You may obtain either State or local support. Also FHA may be helpful but usually FHA lenders ask ... more
0 votes Share Flag Wed Mar 11, 2009 Home Buying in 94530
Frank Spencer, Real Estate Pro in Corona, CA
Frank Spencer answered:
is 5431 hillside sold?
Hi Silva,
As Krista mentioned that home is currently pending. There are a number of like properties in the area for sale in the area in a variety of price ranges. If this home is parti ... more
0 votes Share Flag Fri Feb 20, 2009 Home Buying in El Cerrito
Eric H Wong, Real Estate Pro in Berkeley, CA
Eric H Wong answered:
I am trying to find out more information on a home which is located in Richmond Street, El Cerrito CA 94530
Simon;
Check Bernard's answer to your question about the Everett Street property. His answer applies to this property as well.
0 votes Share Flag Sun Dec 28, 2008 Home Buying in El Cerrito
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