It's possible they are "too busy", but keep in mind that what you're seeing as the "Local agents for this property" are really just paying for this ad space. (I used to be one of them, in a different state) . As a result, agents get a lot of bogus inquiries. We get a lot of "looky loos" who aren't serious buyers. We respond to an inquiry, only to never get a response back from the supposed buyer. Or we respond, and find out that the 4-5 other agents also responded. So...if you're serious about buying a home, you should consider hiring a Realtor as a Buyer's Agent. It doesn't cost you anything. I would ask around to friends, family or co-workers to see if they can recommend someone. Or, you can search for agents here on Trulia.
And...I wouldn't necessarily go by Trulia or Zillow's reviews or stats on an agent. There are a TON of successful agents out there who have zero to do with these websites. Don't just discount them because they aren't on here. I would go by word of mouth from someone you know in your area before I go by what a website says.... more
My understanding from lenders is if you pay them down to 50% or below and continue payment every month this will increase your credit score quickly. BUT...I would talk with you lender before doing anything.... more
you can still get a mortgage, but you will pay a higher rate. I suggest you run your own report or obtain one from the reporting agency. See what the reason was for he drop and try to correct it. If you are still in need of continuing, you can contact me and I'll put you in touch with someone that can help.
Madeleine Realty Ltd.
Banks are notorious for not knowing the true value of a home and extend of needed repairs. Most likely they will counter very close to their asking price.
What do you think it is truly worth? As Lee said, you don't get many chances to make a counter offer. Assume that others are looking at it too and submit your highest and best offer if you really like the home and the area. Otherwise, lowball offers will probably be a waste of everyones time.
What are the terms of your offer - Cash? No home inspection? Those all matter and can usually give your lower offer a better chance of being accepted.... more