Home Buying in East Meadow : Advice

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Oleg Volfman, Real Estate Pro in Rockville Centre, NY
Oleg Volfman answered:
What are the chances that the underwriter would accept an explanation of saving at home?
Hello Chris.

Tough situation, but not too difficult. As long as you go to the right mortgage broker, or loan officer, it should not be a problem, but you need to do certain things B ... more
0 votes Share Flag Fri Sep 5, 2014 Home Buying in East Meadow
Malgorzata…, Real Estate Pro in Rockville Centre, NY
Malgorzata Ringston answered:
what does buying on consignment mean?
Trading arrangement in which a seller sends good to a buyer or reseller who pays the seller only as and when the goods are sold. The seller is the owner of the goods until they are paid ... more
0 votes Share Flag Thu Jul 24, 2014 Home Buying in 11554
Cristina Cal…, Real Estate Pro in 11590
Cristina Callegari answered:
Also do I need a buyers agent?
You will be better served by working with a Buyer's Agent to represent you in a purchase. The listing agent has a fiduciary responsibility to the seller, and is only obligated to treat ... more
0 votes Share Flag Tue Aug 20, 2013 Home Buying in 11554
Johnson Tipp…, Home Owner in Hayfield, MN
Johnson Tippel answered:
is a house withOUT a basement a bad investment ?
More and more people are ONLY looking for homes without basements. They're like dungeons or big moldy storage closets. Every home we've looked at with a basement just has clutter and ... more
0 votes Share Flag Sat Aug 10, 2013 Home Buying in East Meadow
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
When does the check for a down payment get cashed out?
NO, your deposit is deposited into the escrow account as soon as the contract becomes ratified by all receiving all parties signatures putting the home under contract.
0 votes Share Flag Fri Aug 2, 2013 Home Buying in East Meadow
Paul F.Marzo…, Real Estate Pro in Hackensack, NJ
Paul F.Marzolla (201) 957-6768 answered:
Are there banks who give you money towards your closing costs or down payment?
There are a few options we can explore. You could try and negotiate a sellers concession, or an easier method would be to take a higher rate in order to receive a larger lenders credit ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in East Meadow
Thomas Brady, Real Estate Pro in Suffolk County, NY
Thomas Brady answered:
I want know about that house which is on fairhaven Rd in east meadow it is two family house pl lat me know I want buy that house
Hi Abdus, there are currently only two foreclosures listed on the MLS in East Meadow. Please feel free to contact me if you would like the list.
Thank you
Tom Brady SFR, e-PRO, SRES, ... more
0 votes Share Flag Tue Oct 9, 2012 Foreclosure in East Meadow
Victoria Pop…, Real Estate Pro in Bayside, Queens, NY
Victoria Poptean answered:
Sonymae v. FHA down payment
To find out the qualifications for a SONYMA loan go to www.sonyma.org. Or call 1-800-382-HOME(4663).
0 votes Share Flag Tue Sep 11, 2012 Home Buying in East Meadow
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Do I need an attorney to review a written offer?
Good morning crisd21,

In general you do not need your Attorney to review the written offer, but you can certainly run it by your Attorney at any time. I would never tell a client, " ... more
0 votes Share Flag Tue Sep 11, 2012 Home Buying in 11554
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Are the three months of fees required including in your closing costs?
Just saw your followup post below about "reserves" required for FHA loans.

Reserves are defined as full PITI mortgage payments verified in the Borrower's bank accounts after accounti ... more
0 votes Share Flag Tue Sep 11, 2012 Home Buying in 11554
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
There is a home for sale in the area for about 260k...... if I wanted to make an offer what would be a good one? We dont want to miss out.
Good afternoon Crisd21,

This IS indeed a Buyer's Market. But it's difficult deciding what is a good offer to make when you find a house you like.

Before you make offers, you h ... more
0 votes Share Flag Sat Sep 8, 2012 Home Buying in 11554
Lynn.pisani, Real Estate Pro in 11530
Lynn.pisani answered:
How can I find out if there are open permits on a house I am buying?
Like the other responders said.....check with your building department or on-line public records to see if there are open permits. However I don't support one of the responders idea of ... more
0 votes Share Flag Sat Jul 14, 2012 Home Buying in 11554
Lynn.pisani, Real Estate Pro in 11530
Lynn.pisani answered:
what does buying on consignment mean?
When buying something on consignment means you are holding that item for useage as agreed by the owner of item but you didn't actually exchange money. There is usually a trial period to ... more
0 votes Share Flag Sat Jul 14, 2012 Home Buying in 11554
jsaerotek, Home Buyer in East Meadow, NY
jsaerotek answered:
Trying to get an idea about taxes for zip code 11554 single fam homes 3 bedrooms 1 to 1 1/2 Bathroom
To verify taxes for a specific property visit http://www.nassaucountyny.gov/mynassauproperty/main.jsp
0 votes Share Flag Thu Jun 21, 2012 Home Buying in 11554
Nick Sakalis, Real Estate Pro in Syosset, NY
Nick Sakalis answered:
How long does it take to close on a house if you are not getting a mortgage but you are able to pay cash from your bank account?
In an all cash transaction, the contract to closing time period can range from as little as 1 week to a month. If there are contingencies that need to be taken care of, it can make the ... more
0 votes Share Flag Wed Jun 20, 2012 Home Buying in 11554
Christine Mc…, Real Estate Pro in Valparaiso, IN
Christine McDaniel answered:
what does "enforceable" mean on some leins/judgements in reguards to tax deed sale? thanks
Just what the definition of the word is, it is holding someone or something liable. I guess it depends on how it is being used in the sentence as to what is enforceable. I think this ... more
0 votes Share Flag Thu Mar 1, 2012 Home Buying in 11554
Fajardo Dela…, Real Estate Pro in 11432
Fajardo Delacruz answered:
If your looking to purchase a house for 250,000, can you only put 5-10% down or do you need to put 20%.
Tara
you can go with a FHA loan fixed for 30 years and the inters rates are still low.
0 votes Share Flag Fri Jan 14, 2011 Home Buying in 11554
Bill Gassett, Real Estate Pro in Hopkinton, MA
Bill Gassett answered:
when someone makes an offer on a home, the listing agent says there is another offer and its against the law to give out that info, is it true?
It really amazes me how many Realtors do not know the correct answer to this question. If a seller authorizes their agent to do so any terms of an offer can be revealed to another party ... more
0 votes Share Flag Sun Sep 5, 2010 Home Buying in East Meadow
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I'm looking to buy a house in east meadow but the town assesment survey loooks like by next year home prices will be dropping by 13 to 18 percent
Not sure what survey you are referring to--If looking at tax assessment data--keep in mind that assessments have no bearing on market value--you need to review recently sold similar pro ... more
0 votes Share Flag Wed Aug 18, 2010 Home Buying in East Meadow
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
would I get declined on a mortgage loan for a home without a basement?
Daisy, I know it is not as common in NY to have a home without a basement, but in other areas of the country there are no homes with basements. None of the Levittown homes have basement ... more
0 votes Share Flag Fri Mar 19, 2010 Home Buying in East Meadow
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