Financing in Dutchess County : Advice

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Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
How can I find out if my property is FHA approved and if not, how do I get it approved?
Hi Jack,

The FHA or Federal Housing Administration, provides mortgage insurance on loans made by FHA approved lenders. FHA insures these loans on single family homes and multifamily ... more
0 votes Share Flag Tue Sep 17, 2013 Financing in Poughkeepsie
Voices Member,  in
Voices Member answered:
what is a typical commission rate for Dutchess county, NY (millbrook). many thanks!
Commissions are by law, negotiable. Typically a seller's commission is between 5-6%, but can diverge from that for a number of reasons. Also, there are a number of "discount brokers" ... more
0 votes Share Flag Thu May 9, 2013 Financing in Dutchess County
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
I'm looking to buy but my credit score isn't up to par, does anyone know where I can get a FHA lone around dutchess county with a credit
While there are Lenders who will tell you they can qualify you for a mortgage, I'd like to offer you some advice based on my 23 years experience as a Mortgage Banker. The homeownership ... more
1 vote Share Flag Wed Feb 6, 2013 Financing in Dutchess County
Eileen Contr…, Real Estate Pro in Lagrangeville, NY
Eileen Contreras answered:
My wife wants to purchase a seasonal home in Hopewell Junction, is a co-op community around the Sylvan Lake area
I live and work in this area. There are a few co-op communities around the lake. There are also some smaller homes that are not necessarily a co-op that you may be able to get a deal ... more
0 votes Share Flag Fri May 18, 2012 Financing in 12533
St. Lawrence…, Real Estate Pro in Yorktown Heights, NY
St. Lawrence Properties, LLC answered:
We are a couple not legally married, do not joint file, and want to show only one income (her) on paper
{{amazed at how many out of state people are answering New York questions recently}}

Your marital status has nothing to do with how you apply for and obtain a mortgage nor does it ... more
0 votes Share Flag Mon Jul 20, 2009 Financing in Dutchess County
Chris Hacken…, Real Estate Pro in Rhinebeck, NY
Chris Hackenbrock answered:
what do you think of the USDA loan?
Laurie, you should definitely make sure Rhinebeck is a qualifying area and that your income(s) fit the guidelines, as well as your use of the property. Good luck!
0 votes Share Flag Fri Jul 3, 2009 Financing in Rhinebeck
Gregory D. S…, Real Estate Pro in 12508
Gregory D. Schreiber answered:
New Freddie Conforming Loan Limits?
A good bank knows the limits were changed. There is NO delay in the changes taking effect. Stick with a reputable loan officer and you should have no problem.
0 votes Share Flag Sat Mar 14, 2009 Financing in 12580
Jaspal Chhac…, Real Estate Pro in New York
Jaspal Chhachhi answered:
I am looking to buy a house within the next month. I am a first time buyer with great credit,and have had no
Hi Nancy

We have started using the new 'conforming limits' as recently announced by the Federal Housing Finance Agency as a result of the initiatives announced in ARRA (American Reco ... more
0 votes Share Flag Mon Mar 2, 2009 Financing in 12580
Rob Weber, Real Estate Pro in Chicago, IL
Rob Weber answered:
Can we recast our construction loan at the lower rates of today?
As the past two posters said, speak to your loan officer. Depending on the type of long-term lock you have, you may or may not be able to. Often times banks have extended lock program ... more
1 vote Share Flag Sat Dec 27, 2008 Financing in 12590
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