Remember, those tiles will be cold in our MN winters unless they are heated so having the entire area tile will lead to some chilly toes.
Just my 2 cents.
Michael Foster http://www.x-tile.net/site3b/index.php/aboutus
Aesthetically it should look just fine I see it all the time in those sort of splits. I used to think HW was a big deal to buyers, but I walk into newer construction and remodeled homes all the time with the laminate fake stuff and buyers have zero problem with it.
So from an ROI and practical standpoint I would stick with tile.