Home Buying in Denton : Advice

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Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
My husband and I are first time home buyers. His credit score is 608, and makes $35,000 a year. We are having a hard time finding a mortgage lender.
Lenders look at the overall picture and not only credit score and income. They will look into your overall strength of being able to pay off the loan. You didn't mention whether you ar ... more
0 votes Share Flag Tue Oct 7, 2014 Home Buying in 76209
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
I've started the application process with an online lender. They're now asking for my financial documents. Should I worry about sending these?
Riley,

If you are not sure who these on line lenders are and you feel uncomfortable then don't do it. If are still looking for a local lender then let me know.

Susie Kay
Realtor ... more
0 votes Share Flag Tue Oct 7, 2014 Home Buying in Denton
Kenneth Bebe…, Real Estate Pro in Dallas, TX
Kenneth Bebensee answered:
Where can i find a travel trailer rent to own?i cant afford rent on aapartment so i need it to live in ,i will pay $500 everytwo weeks
Try Craigslist for this kind of thing. Depending on location you might find one listed with a Realtor on MLS, however this is very cheap. You might have to go up in price.
0 votes Share Flag Fri Oct 3, 2014 Home Buying in Denton
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
Where can i find a travel trailer rent to own?i cant afford rent on aapartment so i need it to live in ,i will pay $500 everytwo weeks
Visit the local travel trailer dealer, they can help.
0 votes Share Flag Mon Sep 22, 2014 Home Buying in Denton
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
is this house sold if not does it have any HOA's with it I don't want any if it does I will delete also is there any grass for two dogs-back yard?
Hi Terradon4: There is no address listed with your question. If you send it to me at Alysse@HelpUBuyAmerica.com I can look it up for you.

I know the Denton area very well. I'm an Exc ... more
0 votes Share Flag Sat Aug 23, 2014 Home Buying in Denton
Chris Ebert, Real Estate Pro in Dallas, TX
Chris Ebert answered:
Low credit scores? Credit repair program right choice?
I am not sure whether the price is justified or not. No one on this forum has had the ability to review your credit report.

The Pettit Law Firm (www.txclf.com) is local to you. All ... more
0 votes Share Flag Mon Apr 7, 2014 Credit Score in Denton
Marcus Willi…, Real Estate Pro in Flower Mound, TX
Marcus Williams answered:
I am student at UNT looking for a house to live in starting fall of 2014, needs to within walking distance of campus
I would be more than happy to help you find a house for rent close to UNT and to the downtown district where all the night life happens. Just helped clients last week find a rental home ... more
0 votes Share Flag Sun Feb 23, 2014 Home Buying in Denton
Walter Madden, Real Estate Pro in Dallas, TX
Walter Madden answered:
I am about to graduate from college and continue with grad school but continue my profession. What is my best choice rent or buy?
Many statistics recently show that renting may cost more than buying. Working with a good agent will help you decide whether is is better for you to rent or buy. If you decide to buy, ... more
0 votes Share Flag Wed Feb 12, 2014 Home Buying in 76201
rdittrich, Real Estate Pro in Southlake, TX
rdittrich answered:
Is it as hard as it seems to find a one story home with a pool in the back yard? I am having a very hard time.
You should find the home you like best and consider adding a pool. With Prime Lending's Pool Escrow Mortgage you can do this included in your mortgage. Amortizing the cost over either ... more
0 votes Share Flag Tue Nov 5, 2013 Home Buying in Denton
George Van H…, Real Estate Pro in Denton, TX
George Van Horn answered:
Does anyone help families in need of lowering their housing payments when that have a bankruptcy on their credit?
If the bankruptcy is the only blemish on your credit, I know a bank that will finance the mortgage for 2 points over the standard current interest rate. This bank has decided to offer " ... more
0 votes Share Flag Wed May 15, 2013 Home Buying in Denton
Jonathan King, Real Estate Pro in Denton, TX
Jonathan King answered:
What if you have a realtor you've been working with, and you just don't like their personality and want to work with someone more "seasoned"?
Come find a good realtor who actually cares about your needs and can give you a good experience with buying your home after speaking with your current agent about cancelling the buyer r ... more
0 votes Share Flag Thu Apr 11, 2013 Home Buying in Denton
Brian Holt, Real Estate Pro in Denton, TX
Brian Holt answered:
Would like to buy or lease option or rent to own something along home ownership, while student is attending UNT... and then keep to rent out.
I am a Realtor in Denton. I'd say buying is your best bet. From what I've seen most lease options or rent to own do not give the buyer a good deal. If you can qualify for a loan you ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in Denton
John Lyng, Real Estate Pro in Dallas, TX
John Lyng answered:
Is there any real estate investors out there that help purchase a home?
Frank and Michelle,

I would find a Realtor that does deal in leases to assist with the agreement. Once you find a home and move in, make sure that you pay rent in check or electroni ... more
0 votes Share Flag Sun Dec 23, 2012 Home Buying in Denton
christysone22, Renter in Denton, TX
christysone22 answered:
I am considering renting a house in Denton TX but the owner says he has been transfered to the UK and we will have to do everything by email. How do?
i have also looked at this home in denton. i sent the man a email after viewing the outside of the property & finding it was occupied. i asked questions and expressed my concern that he ... more
0 votes Share Flag Thu Dec 13, 2012 Home Buying in Denton
Amy Cannon, Both Buyer and Seller in Denton, TX
Amy Cannon answered:
Is this property for sale?
We have a 3/2 house in Denton, 1300 sq foot that we are offering an owner financing option on. Asking $119,500. If interested, please reply back at amesly@gmail.com. It is move in ready ... more
0 votes Share Flag Mon Sep 10, 2012 Home Buying in Denton
Don Groff, Real Estate Pro in Cedar Park, TX
Don Groff answered:
Can I get my initial deposit back due to loan contigency?
Joe is right... this is a conversation you need to be having with your agent. Your contract spells out the details of any contingencies you have. This is a straight forward conversati ... more
0 votes Share Flag Tue Aug 28, 2012 Home Buying in Denton
Michael Till…, Real Estate Pro in Denton, TX
Michael Tiller answered:
Ask a question...how much do you have to put down for a down payment these days?
There are a couple of different options the minimum down payment for conventional loans is 5%, FHA is 3%, and VA is 0%. There is also a USDA program available for rural areas that is a ... more
0 votes Share Flag Tue Aug 14, 2012 Home Buying in Denton
Michael Till…, Real Estate Pro in Denton, TX
Michael Tiller answered:
Which neighborhood in Denton is most desirable to rent out to families/students or to sell?
There really is not one neighborhood in particular but a few do have high rent values and short resale times. A couple of the best would be Summit Oaks, Wind River, Wheeler Ridge, and ... more
0 votes Share Flag Tue Aug 14, 2012 Home Buying in Denton
Michael Till…, Real Estate Pro in Denton, TX
Michael Tiller answered:
What are the best schools in Denton? We are relocating with four young children ages 5-11. Thanks
The most highly sought after schools at the present time are Hawk Elementry, Crownover Middle, and Guyer High School. Please let us know if there is any other way we can assist you with ... more
0 votes Share Flag Tue Aug 14, 2012 Home Buying in Denton
Michael Huff…, Real Estate Pro in 80128
Michael Huffman - answered:
What will the bank want to see from us? our credit historys? How much both of us make?
If you both plan on being on the mortgage, they will look at both of your credit reports, bank statements, income statements, tax returns. If just one of you plans on being on the mort ... more
0 votes Share Flag Tue Jul 24, 2012 Home Buying in Denton
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