Home Buying in Decatur : Real Estate Advice

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Alexis Grace, Renter in 30083
Alexis Grace asked:
I currently am looking for a rental home in the Decatur/lithonia area. I would like to know if there is anyone who will work with someone due to bad credit. I have great rental history and can get documented proof. I need to move within 2 months. Can anyone help? Re
0 votes Share Flag Tue Jun 21, 2016 Home Buying in Decatur
Brittani Man…, Real Estate Pro in Atlanta, GA
Brittani Mannings answered:
What should my credit score be?
My lender can get you approved with a 580 if you meet the other employment and debt-to-income ratio requirements. However I would suggest at least a 620, that way you can qualify for Do ... more
0 votes Share Flag Tue May 10, 2016 Home Buying in Decatur
Brittani Man…, Real Estate Pro in Atlanta, GA
Brittani Mannings answered:
First time home buyer seminar
It is only necessary to attend a First Time Home Buyer's Workshop if you are applying to use a Down Payment Assistance Program, such as the GA Dream. If you are still in the market and ... more
0 votes Share Flag Tue May 10, 2016 Home Buying in Decatur
Sally Grenier, Real Estate Pro in Boulder, CO
Sally Grenier answered:
Will your work status have an effect on purchasing a home?
I would say "it depends". If you make enough money at a steady part-time job, then it's possible you could qualify. For example some people without jobs can qualify because they make e ... more
1 vote Share Flag Tue Dec 15, 2015 Home Buying in 30032
Ekaljc, Home Seller in Macon, GA
Ekaljc answered:
Help! Should we buy a home in a 100-year flood plain?
Absolutely not - just don't buy it! We have one, also in a 100-year flood plain. We lived there for 8 years, and during that time it flooded TWICE! We moved out after the second flood, ... more
0 votes Share Flag Mon Oct 19, 2015 Home Buying in 30033
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
Who pays for estoppel fees when purchasing a condo?
Do you know how much the HOA charges for the estoppel letter? You may have to pay for it yourself in order to move forward. By the way, HOAs often tack on legal fees and late charges ... more
0 votes Share Flag Tue Sep 22, 2015 Home Buying in 30034
Diana Hellman, Real Estate Pro in Larchmont, NY
Diana Hellman answered:
I need assistance with finding a realtor to help me purchasing a home
You can either contact an agent through Trulia that services your area or you can google real estate agencies in your area, look at agent bios and choose on to contact.
0 votes Share Flag Sun Sep 20, 2015 Home Buying in Decatur
Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
Where can I rent furniture for staging at a reasonable rate in the Atlanta area?
I would suggest checking out some furniture stores to see if they have floor models they're done using, or if they are willing to do a promotion with you. Either you could get the floor ... more
0 votes Share Flag Mon Jul 20, 2015 Home Buying in 30030
Kirsten Well…, Real Estate Pro in Atlanta, GA
Kirsten Wellborn answered:
Loan Coverage & when should you use it
Hi Softballfever2,

I'm not sure what you actually mean by loan coverage. Can you explain further? When you buy a home, the loan covers a portion of the purchase price of the home.

... more
0 votes Share Flag Wed Mar 25, 2015 Home Buying in Decatur
Jeri Patrick, Real Estate Pro in Pooler, GA
Jeri Patrick answered:
Can get a mortgage if I have ongoing collection accounts or paid in full for less than balance (settled accounts)?
I would speak to a local lender to ask these questions. They will be able to help you. Best of luck.
0 votes Share Flag Wed Feb 18, 2015 Home Buying in Decatur
Jeri Patrick, Real Estate Pro in Pooler, GA
Jeri Patrick answered:
What credit score do you have to have to buy a home?
I would contact a local lender to see what loan option they can do for you. Best of luck.
0 votes Share Flag Mon Feb 16, 2015 Home Buying in Decatur
Larry Holmes, Real Estate Pro in Atlanta, GA
Larry Holmes answered:
relocating from NY to Atlanta
My advice would be to avoid the Dekalb County High schools in some areas. Of course there are magnet schools that are excellent. The City of Decatur School district would be a better op ... more
0 votes Share Flag Tue Sep 2, 2014 Home Buying in 30030
Jacqueline D…, Real Estate Pro in Atlanta, GA
Jacqueline DAY answered:
Need to find a lender that will allow a co-signer to improve debt to income
Hello, you may call me at 770-876-3343. I will be happy to recommend some lenders to you. Paying down your debt would be advantageous to you; however, the lender may require you to ex ... more
0 votes Share Flag Sun Aug 24, 2014 Home Buying in 30035
Kirsten Well…, Real Estate Pro in Atlanta, GA
Kirsten Wellborn answered:
Georgia Dream or NSP
Diety23,

There is another program similar to GA Dream called FHLB that is similar but better in my opinion. Let me know if I can answer any questions about it!
0 votes Share Flag Tue Jul 29, 2014 Home Buying in Decatur
Kirsten Well…, Real Estate Pro in Atlanta, GA
Kirsten Wellborn answered:
Hello, I accepted a job in Decatur and will be moving around June. For now I want to rent a house/town house (at least 2000sq ft) with assigned school
Hi rcnwokonko,

That is a nice area, and properties are going to be limited that meet your criteria. A quick search of the MLS shows a couple of houses meeting your criteria in the De ... more
0 votes Share Flag Mon Mar 24, 2014 Home Buying in Decatur
mangofruit911, Home Buyer in USA, Mobile, AL
mangofruit911 answered:
Is Trulia a good website to look for rental properties?
In order to check whether a site which you are going to choose is legit or not means use the following steps. 1. Use Whois lookup tool like http://www.whoisxy.com/ to check the whois in ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in Decatur
Lisa Cronic, Real Estate Pro in Atlanta, GA
Lisa Cronic answered:
As a non-resident alien living in Australia, how can I obtain finance to purchase additional properties in the US?
Talk to my fave lender, Laura Joines at laura.joines@suntrust.com or 404-983-2848. She is a wealth of info and is very accessible (for Atlanta time zone :-) ) Tell her I sent you!
0 votes Share Flag Thu Jan 9, 2014 Home Buying in 30035
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