Home Buying in Davenport : Real Estate Advice

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Usda Mortgage…,  in Jacksonville, FL
Usda Mortgage Source answered:
Are there first time home buyer assistance grants in Polk County, FL or in Davenport, FL.?
Most of Polk County will be eligible for 100% USDA rural housing loans. Learn more by contacting us below.
USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states
P ... more
0 votes Share Flag Thu Nov 19, 2015 Home Buying in Davenport
Kim,  in Damascus, OR
Kim asked:
When you list housing cost & include an est monthly payment, I'm assuming it doesn't include the cost of taxes and insurance. Where? can I find that? I would like to know how to figure a more true monthly payment.
0 votes Share Flag Thu May 28, 2015 Home Buying in Davenport
Le Ann Dunne, Real Estate Pro in Iowa City, IA
Le Ann Dunne answered:
I need a realtor who can also help me improve my credit to qualify for a home loan.
A realtor is very helpful in many aspects; however you need to work closely with a lender to assist you taking the correct paths to improve your credit score so that you will qualify fo ... more
0 votes Share Flag Thu May 7, 2015 Home Buying in Davenport
Nicole Johns…, Real Estate Pro in Bettendorf, IA
Nicole Johnson answered:
Wanting to buy: MIXED USE property in QUAD-CITY area. NEEDED - Selling agent & broker/bank.
David,

I'd be happy to help you in this process. Northwest Bank & Trust is a great source for "unconventional" lending, along with bridge loans. I like Maggie Pavano 563-388-2561, mp ... more
0 votes Share Flag Thu Oct 16, 2014 Home Buying in Davenport
13teeder, Home Buyer in Davenport, IA
13teeder asked:
Want to buy a vacation rental home in Davenport area. Had an agent take us to a few homes while vacationing there. What are the best areas to consider? Want to rent it out for a couple of years, then use it for ourselves. Tired of cold winters…
0 votes Share Flag Tue Feb 25, 2014 Home Buying in Davenport
Mark Oberhaus, Real Estate Pro in Davenport, IA
Mark Oberhaus answered:
can someone help me find real estate buyers/investors in the QCA??
Hi there! What exactly are you looking to do!? Thanks! :)
0 votes Share Flag Fri Nov 15, 2013 Home Buying in Davenport
Nicole Johns…, Real Estate Pro in Bettendorf, IA
Nicole Johnson answered:
Anyone in the Quad City Area who can help my fiance get prequalified for a home loan anyone who goes below 620?
Call Waterstone Mortgage....Diane Lestor, 309-269-3097

They will work with a lower credit score.
0 votes Share Flag Sat Oct 26, 2013 Home Buying in Davenport
Yo Phelps, Real Estate Pro in Davenport, IA
Yo Phelps answered:
have any cheap houses 2 car garage one floor in the Ridgeview area in Davenport Iowa
There are also a couple of for sale by owners who are willing to work with me that have homes available as well. Talk to you soon. Yo
0 votes Share Flag Thu Sep 12, 2013 Home Buying in Davenport
Paul David H…, Real Estate Pro in Bettendorf, IA
Paul David Hiebing answered:
My mid score of 611 and my income to debt ratio is around 15%. I heard there are ways to get FHA qualified with scores below a 620. Is this vaild?
The real problem in the scenario that you describe is your credit score... 611 is a little too low for any legitimate lender (that I know of) to offer you a home loan. Especially with a ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 52806
Todd Seemann, Real Estate Pro in Davenport, IA
Todd Seemann answered:
Hello, I own a house that I want to sell. I have a very good friend I would like to sell it to. Can I sell it to him and co-sign the loan with him?
I agree with Paul's answer that you would have to own the home outright probably before that would be possible and the lease with the option to purchase would probably be the best bet f ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 52806
babybert0106, Home Buyer in Winter Haven, FL
babybert0106 answered:
Can someone cosign on a mortgage loan?
I want to buy a home and my credit is not good nor is my income to good. My mother is on disability can I use her income to help me but her credit is not good either?
0 votes Share Flag Fri Jan 11, 2013 Home Buying in 52806
Mickey Turner, Real Estate Pro in Davenport, IA
Mickey Turner answered:
When bidding on a foreclosure, is the bank expecting the asking price or is it OK to bid lower?
JO,
Before the home was listed with a Realtor a broker price opinion was done that arrived at the price. Ideally that is what the bank would like to get. Lucky is correct some homes ... more
1 vote Share Flag Mon Aug 20, 2012 Home Buying in Davenport
Yo Phelps, Real Estate Pro in Davenport, IA
Yo Phelps answered:
Are we verbally/legally committed to our friend realtor? We found a for sale by owner and have done the foot
Yes, I am. However, if someone else can learn from this that might be having the same issue then isn't that the point of the question and answer? Thank you for the concern though.
0 votes Share Flag Tue Jul 10, 2012 Home Buying in 52806
Brenda Nolti…, Real Estate Pro in Bettendorf, IA
Brenda Nolting answered:
I have a growing family and am tired of renting. I have less then favorable credit. What are my options for buying a house?
I think it best that you have a meeting with a mortgage consultant that does credit repair and is willing to help you through the process. Some things drop off your credit after so many ... more
0 votes Share Flag Mon Apr 9, 2012 Home Buying in Davenport
Dorene Slavi…, Real Estate Pro in Torrance, CA
Dorene Slavitz answered:
I live abroad & purchased a property in Florida. I need to come over to check the house & advertise, Can I deduct flights/car hire from
Dear Sharon,
What is deductable on your income tax is not a qustion for licensed Realtors..but a CPA.
0 votes Share Flag Fri Jun 24, 2011 Home Buying in Davenport
Lucky Lang, Real Estate Pro in Davenport, IA
Lucky Lang answered:
When 1st Army moves to RIA summer 2011, how will the influx of new people not inflate home prices in the area?
Charlie,

That is LuckyLang.com or email me at Lucky6769031@gmail.com

Thanks!
1 vote Share Flag Thu Oct 15, 2009 Home Buying in Davenport
Mickey Turner, Real Estate Pro in Davenport, IA
Mickey Turner answered:
How do I get a list of houses to be sold as government tax foreclosures in my area?
The best way is to have a relationship with a Realtor. They can tell you when a foreclosure comes on the market as soon as it hits. Look for a Realtor that has experience in working w ... more
0 votes Share Flag Wed Jul 1, 2009 Home Buying in Davenport
Chris Mabry…,  in Tucson, AZ
Chris Mabry SRS,e-PRO answered:
will u be abe to bu a house if your ina chapter 13 if u have nevr bougt before?
Hello,

Depending on the age of your bankruptcy you may be able to qualify. There are several factors including current credit, income, employment, debt, down payment, etc. You need ... more
0 votes Share Flag Tue May 19, 2009 Home Buying in Davenport
Helen Fair-M…, Both Buyer and Seller in Davenport, FL
Helen Fair-Mensik answered:
Aviana in Davenport?
Hi Brant,

Not sure if you are still looking or have now secured a home. Aviana is a lovely resort. I have recently viewed properties there on three occassions. Actually, with one I f ... more
0 votes Share Flag Sat Apr 4, 2009 Home Buying in Davenport
Carol Rice, Real Estate Pro in Lake Mary, FL
Carol Rice answered:
I would like to purchase a home in Davenport and then rent it out long-term.
Hi

I just checked MLS for houses that are actively for rent in Davenport with a minimum of 5 bedrooms and found 20 houses. The monthly rent prices for 16 of the houses range from $1 ... more
0 votes Share Flag Tue Feb 3, 2009 Home Buying in Davenport
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