30040 : Advice

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Sammy Thieme, Real Estate Pro in 30534
Sammy Thieme answered:
If 2 independent companies have declared mold remediation successful, is a home's resale value adversely affected?
If you are purchasing the home and are truly concerned about mold levels, contact a home inspector. Mold damage can be the result of a number of deeper issues, and mold remediation comp ... more
0 votes Share Flag Wed Feb 25, 2015 Home Buying in 30040
James Payne, Real Estate Pro in 30189
James Payne answered:
How to remove photos from Trulia after we own the home?
Make sure the listing agent has changed the status in Trulia and/or the MLS. Once the home is shown to be sold, the pictures will disappear.
0 votes Share Flag Sat Jan 10, 2015 Using Trulia in 30040
Mynewhome2003, Home Buyer in Cumming, GA
Mynewhome2003 answered:
I am intrested in the Whitfield community by Legendary homes in cumming ga, 30040.
I would say think many times before you buy from legendary... They will trick you from sale to warranty service. Horrible service. All sales agent , broken all are fooling customer.
0 votes Share Flag Tue Aug 19, 2014 Home Buying in 30040
Kirsten Well…, Real Estate Pro in Alpharetta, GA
Kirsten Wellborn answered:
Looking for a home with no money down excellent credit
Hi!

There is 100% financing and several other options for very low down payments (maybe $1500 or so).

Give me a call to discuss & I can refer you to the lender that offers eac ... more
0 votes Share Flag Mon Jun 23, 2014 Home Buying in 30040
Kirsten Well…, Real Estate Pro in Alpharetta, GA
Kirsten Wellborn answered:
interested to buy an owner financed home in 800K range with 20%down, have a good paying job but 1099. cant get conv loan
Hi Vichi,

I have lender that is doing stated income for 600k+. I believe he said 70% LTV, but I will need to double check. Give me a call if you're still looking for financing.
... more
0 votes Share Flag Thu Jun 5, 2014 Home Buying in 30040
Brian Brown, Real Estate Pro in Marietta, GA
Brian Brown answered:
any lenders out there able to get a 3% down, LPMI loan. credit score is 788. This will be a purchase for primary residence.
Unless you have a portfolio lender, you won't find 97% LTV - Fannie Mae did away with that last month. You can do Lender Paid MI but as Rodney stated below, it may not be best option - ... more
0 votes Share Flag Tue Dec 3, 2013 Home Buying in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
Can builder cancel my contract without reasons?
It depends on your contract. Do you have an agent representing you? Did you have an attorney review your contract? Let me know if I can help.

Al Casey
678-725-0849
0 votes Share Flag Thu Sep 19, 2013 Home Buying in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
what is the house value in cumming ga 30040 for 5 bed 4 bath with unfinished basement, bricks in front, hard wood floor at 1st leve?
Patel,
It depends on more factors than you have listed! It could be 200K+ or as much as 500K. I would be happy to help you find the home that fits your needs. That's what agents do at ... more
0 votes Share Flag Thu Sep 19, 2013 Home Buying in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
factors to consider before buying
Sandy,
First prequalification. Know what you can buy and then determine what payment you are comfortable with.
Second determine what conditions are most to least important. Type of ho ... more
0 votes Share Flag Thu Sep 19, 2013 Home Buying in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
Owner / builder financing > 500 k in Cumming
Denise,
I am unaware of anyone offering owner finance in this price range. You must be careful if you do find an owner finance opportunity. Be sure you will get clear title to the home ... more
0 votes Share Flag Thu Sep 19, 2013 Home Buying in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
South Forsyth safety
Cheryl,
Here is the link for the GBI sex offenders list. Vickery Creek is 30040. http://gbi.georgia.gov/georgia-sex-offender-registry There are 42 registered in 30040. I have lived he ... more
0 votes Share Flag Thu Sep 19, 2013 Quality of Life in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
I have been researching Cumming 30040. I'm confused about the number of registered sex offenders. It says Cumming has 73 to 1 sex offenders.
I'm not sure where you are looking but here is the GBI link. http://gbi.georgia.gov/georgia-sex-offender-registry They show 42 persons in 30040. Some are incarcerated. If you need any ... more
0 votes Share Flag Thu Sep 19, 2013 Crime & Safety in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
Can I buy a home after I have a short sale?
The short answer is yes! The time limit would depend on the conditions of your short sale and when it was recorded. A loan professional is your best resource to research this with you a ... more
0 votes Share Flag Thu Sep 19, 2013 Home Buying in 30040
Henry Casey, Real Estate Pro in Cumming, GA
Henry Casey answered:
JEH builder: how do you comment on homes build by them?
JEH Homes is a local builder operating in the south forsyth north fulton area which allows them to keep operating costs lower than the big builders. They build quality homes comparable ... more
1 vote Share Flag Wed Sep 18, 2013 Home Buying in 30040
Andrew Wilki…, Trulia Community Manager in San Francisco, CA
Andrew Wilkinson answered:
Why is my house 5795 cascade tr cumming ga, showing as off market when it is in fact listed for sale on MLS?
Hi Danish_zia

I have now confirmed what the problem is. Your home's listing is listed on our site as "off market" because we are not being provided with any information regarding thi ... more
0 votes Share Flag Wed May 9, 2012 Home Selling in 30040
Ken D'Ademo,…, Real Estate Pro in 06460
Ken D'Ademo, GRI,CDPE answered:
How do I search for lots on this website?
Why use trulia to find current market offerings. Contact a REALTOR to help you in your search. A buyers agent can help you locate the most up to date listings, and those who speciali ... more
0 votes Share Flag Thu Feb 16, 2012 Home Buying in 30040
Jeff Kennist…, Real Estate Pro in Framingham, MA
Jeff Kenniston answered:
how can your propery be bank-owned?
Banks do not want to own Real Estate as they are in the business of lending money. Banks list properties through listing agents or Brokers as "Foreclosures." These are REO or ... more
0 votes Share Flag Wed Dec 28, 2011 How To... in 30040
Hank Miller…, Real Estate Pro in Alpharetta, GA
Hank Miller BrokerAppraiser answered:
When your doing a short sale and if there is reduced pay-off at the end of the process, who is paying execs?
I agree wit Lee, a short sale is more better. But - both will bang your credit and the IRS is likely to have a say in how any short sale write off is handled. Lawyer up
0 votes Share Flag Fri Oct 22, 2010 Home Selling in 30040
Jeff Harper, Real Estate Pro in Alpharetta, GA
Jeff Harper answered:
What will usually the builders do, in this current market, when the appraisal value comes in much lower than the actual sales price?
The first step in this situation is to get a copy of the appraisal and check it for errors. Sometimes the comparable properties used are not the most similar to the subject. Sometimes m ... more
0 votes Share Flag Mon Apr 19, 2010 Home Buying in 30040
Deryk Harper, Real Estate Pro in Alpharetta, GA
Deryk Harper answered:
Appraisal value is 16K less than the Sales price ....
Congratulations Sukanya,
That sounds like a win-win situation for both sides. Hope you and your family create many happy memories in your first new home.
Deryk
0 votes Share Flag Sat Jan 30, 2010 Home Buying in 30040
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Robin Anderson, Agent in Cumming, GA
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