Home Buying in Cumberland County : Advice

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Gail Blanche…, Real Estate Pro in Buxton, ME
Gail Blanchette answered:
How do I list a studio apartment for rent?
Craigslist is a good start but just beware that you will get a lot of SUSPECT inquiries. Do NOT believe it if some hot Russian babe whose family has all died except for the rich uncle w ... more
0 votes Share Flag Mon Mar 23, 2015 Home Buying in 04102
Gail Blanche…, Real Estate Pro in Buxton, ME
Gail Blanchette answered:
Septic installation beyond closing date - how can buyers protect themselves from overages/work incompletion?
Prepaying is great unless the contractor goes bankrupt or closes shop before the install date.
0 votes Share Flag Mon Mar 23, 2015 Home Buying in Scarborough
Gail Blanche…, Real Estate Pro in Buxton, ME
Gail Blanchette answered:
When I decide on the location in Maine to buy a single family home or condo, it will be a cash purchase. Would a cash purchase be to my advantage?
Cash is always nice but whether it helps you or not depends on the $amount and other terms. A seller may very well be willing to go with a buyer who needs a mortgage if they are offerin ... more
0 votes Share Flag Mon Mar 23, 2015 Home Buying in Scarborough
Gail Blanche…, Real Estate Pro in Buxton, ME
Gail Blanchette answered:
Hi, I have a 622 Fico score and my partner has a 680 Fico score, I am a first time home buyer. Will we be pre approved?
The only way to know is to ask. There are programs for just about everybody. If you don;t get approved, a good mortgage person will give you advice on how to get better scores.
0 votes Share Flag Mon Mar 23, 2015 Home Buying in 04106
Veronica Sch…, Real Estate Pro in Portland, ME
Veronica Schneider answered:
Hello...I'm considering a job in Portland so I'm looking at property prices to get an idea. What are the taxes are for the Glenridge condos?
There are some great condos located at Glenridge. I would be more than happy to assist you in looking at them! Please feel free to contact me! The prices are currently about $265/month ... more
0 votes Share Flag Mon Feb 23, 2015 Home Buying in Portland
Veronica Sch…, Real Estate Pro in Portland, ME
Veronica Schneider answered:
Are the storms bad in Portland Maine? Like if I get a house on the beach will it be safe?
Hi there! Storms here aren't like the storms in Florida. But you would still want to research the flood maps in whichever area you are considering! I would be more than happy to help y ... more
0 votes Share Flag Mon Feb 23, 2015 Home Buying in Portland
Veronica Sch…, Real Estate Pro in Portland, ME
Veronica Schneider answered:
What are the more desirable communities to live in Portland, Maine for two adults with no children?
Hi Becky,

There are a lot of great communities in Portland. Feel free to check out this site for more info on relocating to Portland, Maine:

http://www.greentreemaine.com/portland ... more
0 votes Share Flag Mon Feb 23, 2015 Home Buying in Portland
Veronica Sch…, Real Estate Pro in Portland, ME
Veronica Schneider answered:
I am considering moving to maine to retire and would like feedback on portland maine area.
Elizabeth,

We have a great page on relocating to Maine, Please feel free to check it out: http://www.greentreemaine.com/relocating-to-maine.php
0 votes Share Flag Mon Feb 23, 2015 Home Buying in Portland
Veronica Sch…, Real Estate Pro in Portland, ME
Veronica Schneider answered:
Why is it when I sign up for just condos in greater Portland, ME , that I get emails everyday with 5 bedrm homes in Fla ?
Hi Sue,

I would be more than happy to set you up on a search that will send you the correct listings in Maine! Please feel free to contact me:

207-838-4034
veronica@greentreemain ... more
0 votes Share Flag Mon Feb 23, 2015 Home Buying in Portland
Veronica Sch…, Real Estate Pro in Portland, ME
Veronica Schneider answered:
What about a "short sale?"
Hi Joe,
Usually with a short sale the seller is trying to sell the home for less than they owe on the mortgage. There isn't always a certain percentage, but the seller is trying to get ... more
0 votes Share Flag Mon Feb 23, 2015 Home Buying in 04103
Morgan Campl…, Real Estate Pro in Portland, ME
Morgan Camplin answered:
Do you have to have mortgage insurance on a USDA loan?
Yes. But USDA does not call it mortgage insruance they call it a monthly funding fee.
The calculation is .50% of your unpaid principal balance. So unlike typical mortgage insurance th ... more
0 votes Share Flag Mon Feb 16, 2015 Home Buying in South Portland
Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
what is the difference between Insurable and Marketable title?
You should really talk to a professional about all of this. the title is going to be a huge factor when it comes to what you are able to do with the property later. Even beyond selling ... more
0 votes Share Flag Fri Jan 16, 2015 Home Buying in 04055
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
624 Fico score, VA home loan COE, 100% disabled permanent and total
Hi Brent,

Thank you for your service.

Yes, you have a great chance of getting approved for a VA mortgage. I can do VA loans down to a 600 score in all 50 states so your 624 score ... more
1 vote Share Flag Thu Oct 9, 2014 Home Buying in 04106
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
how much could we offer? We only got approved for $140,000 the house is $160,000.
How much cash do you have? What are you comfortable with on the mortgage? Lots of people now days don't want to push the max?
0 votes Share Flag Tue Aug 12, 2014 Home Buying in Gray
Sandi Potter, Real Estate Pro in 04260
Sandi Potter answered:
I am looking for a reasonably priced house in New Gloucester with a nice amount of land for goats.
Greetings Heather!
My name is Sandi and I am with Sunset Lakes Real Estate. I have lived in New Gloucester since 1996 and know the area well. I would need to know what you consider rea ... more
0 votes Share Flag Fri Aug 8, 2014 Home Buying in New Gloucester
Murphy Team, Real Estate Pro in 04101
Murphy Team answered:
Do home buyers in Bridgton Maine look for ski properties in the summer?
Bridgton is a 4-season vacation destination. Therefore, yes, people choose mountain locations all year.
0 votes Share Flag Fri Jul 4, 2014 Home Buying in Bridgton
Murphy Team, Real Estate Pro in 04101
Murphy Team answered:
Rent to own options
Anyone willing to enter into a "rent to own" situation will probably want a large down payment and will require you to pay a higher than market rent. The term will require you to either ... more
0 votes Share Flag Fri Jul 4, 2014 Home Buying in Portland
Brian J Walk…, Real Estate Pro in Belfast, ME
Brian J Walker answered:
how come in 3 years the management has been unwilling to enforce the no smoking rule to stop a pot smoker in building G?
Grace,

If your neighbor was prescribed medical marijuana they may have a legal right to medical treatment in their home. Additionally you could be sued for libel for publically accus ... more
0 votes Share Flag Mon Jun 23, 2014 Home Buying in South Portland
Ryan M.Rich, Real Estate Pro in Windham, ME
Ryan M.Rich answered:
The house at 75 Ocean House Road appears to be vacated, is it for sale?
I just did a quick search on the MLS and it appears that 75 Ocean House Road in Cape Elizabeth is not listed for sale. 152 Ocean House Road is listed though. Feel free to reach out so w ... more
0 votes Share Flag Sat May 3, 2014 Home Buying in Cape Elizabeth
Ryan M.Rich, Real Estate Pro in Windham, ME
Ryan M.Rich answered:
Looking for a foreclosure realtor
I have a whole list of bank owned homes throughout Cumberland County. Be happy to send you what I have, let me know and feel free to reach out anytime.

Rrich0008@yahoo.com
0 votes Share Flag Tue Apr 8, 2014 Home Buying in Westbrook
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