If the question is the history of ownership, visit the Houston County Appraisal District @ www.houstoncad.com. Type in the address and the information should be listed on the left hand side of the page. For more information, use the deed and page # to do a search at the courthouse. Good luck.... more
It depends on what you define a 'not great credit'. Do you know what your 3 credit scores are from Experian, Equifax & Transunion?
Generally speaking, as long as your credit score is above 620 (down to 600 in some instances), have a monthly income (salary, interest, SS, disability, etc.) and don't have a late history for an existing mortgage or rental payments over the past 12 months you stand a good chance of being approved.
Also, by being in Crockett or Houston County you probably are eligible for USDA financing for rural homes ~ 100% financing.