Charlotte is a great place to live. If you are looking to purchase a $40,000 property, I would encourage you to consider a townhome/condo with a garage if possible. Your choices will be limited, so when it comes down to a specific property, you should be talking to the neighbors and asking a lot of questions. You may want to read the Trulia Real Estate Blog "How to Choose a Neighborhood - Signs of Good and Bad Neighborhoods" If you appreciate an answer, please give thumbs up. For the most helpful answer, please say thanks with a best answer click.
If you are moving to the Charlotte area and are nto familair with the city or the neighborhoods there are a few things you may want to do and consider before selecting a home to live in.
First, I recommend that if you have the opportunity that you come and visit the area and see the neighborhoods and talk to the neighbors. A great way to know the area and quickly decipher if it is a good fit for you is to view the area and neighborhood and talk to neighbors. they are generally unbiased and will give you a straight answer to your questions.
Second, I would look up the crime stats for the area through the Charlotte police department website. Their website is http://charmeck.org/city/charlotte/cmpd/Pages/default.aspx From there if you go to the tab on the top that says for yoru safety and then on the drop down menu click crime mapping you will be able to put an address in and see what the crime rate for the area is.
Third, I would try to talk to a realtor who can help guide you through the process. The best part of being a buyer is that you can get all the resources fo a realtor without the cost. In North Carolina the seller pays the Realtors for the services and for bringing a buyer or tenant when the property closes.
I hope this helps....
Coldwell Banker United