Credit Score in 06514>Question Details

Shelly Thomp…, Renter in Hamden, CT

my credit scores are 655,672,698 do i have to use fha for a loan if my credit scores are good

Asked by Shelly Thompson, Hamden, CT Thu May 9, 2013

Help the community by answering this question:


Hi Shelly,

You should have options for conventional and FHA as long as you can put at least 5% down. What is best for you will depend on other details. You need an experienced lender, willing and able to take the time to lay out a variety of these options and discuss the pros and cons of each. Then you can make an educated decision on the best program for you.

I am available to help you at your convenience if you wish.

I also offer credit score improvement programs for free while we work on your mortgage.

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Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist

Direct: 240-752-7549 Cell: 301-651-7822
NMLS# 695929

Rate quote or live chat with me at the link below:
0 votes Thank Flag Link Wed Mar 12, 2014
No you do not have to go FHA. You do have options, would be happy to discuss them

Arthur J. Sapienza
Washington Trust Mortgage Company LLC
203-605-7621 Cell
0 votes Thank Flag Link Wed Mar 12, 2014
If you have more of a down payment then you do not need to use an FHA loan. If you are looking to get pre-approved I would be happy to reccommend a mortgage broker.

Good luck with your home purchase!
Jessica Tracy
CG Real Estate
0 votes Thank Flag Link Fri May 10, 2013
When you want to be prequalified for and need the best response call Joann Flanagan 203-592-1333. She will give you the all the help you need.
0 votes Thank Flag Link Thu May 9, 2013
you do not have to use FHA if you can make a larger down payment.
0 votes Thank Flag Link Thu May 9, 2013
Nope - you can go conventional if you have the money for down payment
0 votes Thank Flag Link Thu May 9, 2013
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