You should have options for conventional and FHA as long as you can put at least 5% down. What is best for you will depend on other details. You need an experienced lender, willing and able to take the time to lay out a variety of these options and discuss the pros and cons of each. Then you can make an educated decision on the best program for you.
I am available to help you at your convenience if you wish.
I also offer credit score improvement programs for free while we work on your mortgage.
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Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist
Direct: 240-752-7549 Cell: 301-651-7822
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Good luck with your home purchase!
CG Real Estate