Question Details

Tffanfloyd, Renter in Bay Area, Corpus Chr...

in order to rent. does my credit score matter?

Asked by Tffanfloyd, Bay Area, Corpus Christi, TX Thu Jan 27, 2011

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It may, some landlords will rely on the credit reoport while others may use your current rental history and verification of job more than your credit report, I usually find large complexes are credit report driven where smaller landlords use more criteria.
1 vote Thank Flag Link Fri Jan 28, 2011
It matters. It doesn't necessarily mean you have to have good enough credit to get a mortgage at 4.5% interest. If you are having trouble finding a place, just keep looking. There's plenty of places out there and some owners just don't care about your credit score -as long as you pay rent!!
0 votes Thank Flag Link Fri Jan 28, 2011
If it's a listed property, yes it will.
But for privately owned rentals that are listed on places like Craig's list, the newspaper, or a sign on the front yard, there's a good possibility that the landlord will not run your credit.
Web Reference:
0 votes Thank Flag Link Fri Jan 28, 2011
Most landlords will run a credit check when you fill out a rental application. A poor credit score could make it difficult for you to rent because it could be an indication of not being able to pay rent. However, if you have a situation that caused the bad credit and you are working on it a landlord could be convinced the overlook the poor credit score. Best thing to do is meet with the landlord or write a letter explaining the situation and see what happens. They might require an additional security deposit or other additional terms.
0 votes Thank Flag Link Fri Jan 28, 2011
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