how will it effect my credit score if the bank runs it again?

Tina
Home Buyer
Batavia, OH

Answers (4)
Debt Free Dave
Agent
85260

You can run it unlimited times in a 2 week period and it will only count as one pull.

Tue Nov 6 2007, 14:23
Carole Cohen, R...
Agent
Cleveland, OH

running a credit check can affect your credit but there are some exceptions. For example, you can have credit checked three times and it only counts as one check.

Sat Oct 13 2007, 15:48
www.themlshu...
Broker
Roseville, CA

Hi Tina. It depends on how long ago they ran your credit last. You can have your credit run up to 4 times in a 30-day window. The first check will probably affect your credit a little bit, but the follow 3 won't. After that 30-day period, a new 30-day period starts and the first check will again have an impact on your credit score. I don't know how much your score is affected, but I am sure it's a few points, which can make a difference depending on how close you are to a benchmark such as 680 or 720. I hope this helps.

Fri Oct 12 2007, 08:19
Andy Nelms
Agent
30019
FIRST ANSWER

Usually having 2-4 banks run your credit in a 30 day period while attempting to obtain a mortgage will not affect your credit score.

Fri Oct 12 2007, 08:17

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