Credit Score in San Antonio>Question Details

Aquintanilla…, Other/Just Looking in San Antonio, TX

can anyone reccomend a credit repair service without haveing to give a arm and leg?

Asked by Aquintanilla87, San Antonio, TX Tue Mar 2, 2010

i really want to fix my credit fast.

Help the community by answering this question:


Michael F. White’s answer
Jim is correct they do charge a wide range of fees from several hundred to several thousand dollars. Credit counseling is not a bad idea, if you are looking for advice on managing your money and monthly debt load.

My understanding to your pose was that you were wanting to restore your credit and improve your credit scores. If this is in fact what you are looking to accomplish, Georges team does a great job and will also help you wit debt and money management education. They can help you with your credit restoration and education, check their website $299 is very good for the high level of expertise and service you will receive.
Web Reference:
0 votes Thank Flag Link Sat Nov 6, 2010
Credit repair services charge a wide range of fees, and get a wide range of results. You may be able to work your credit issues without a service.

Try the following search results for HUD Approved Housing Counseling Agencies,or Google "free credit counseling" to find the help you need.…
0 votes Thank Flag Link Sat Nov 6, 2010
I have known George, the owner of EMG and have been referring clients to his firm for 15 years. He and his team do a fabulous job and I have never had a client whom I referred that was not very pleased with them.

Here are some news articles that you appreciate…
Web Reference:
0 votes Thank Flag Link Wed Nov 3, 2010
Our law firm assists clients with their credit. As far as pricing, sometimes you get exactly what you pay for. Our firm does not contact the credit bureaus but rather we contact the creditors directly. We have found more success by contacting the creditors.

If you want to repair your credit yourself we have a free tutorial plus all the forms to repair credit at .
0 votes Thank Flag Link Fri Oct 22, 2010
You can get a book that explains how to fix your credit and learn how FICO works. Go to, click on the book "Revealed, The Truth About Credit", enter the promo code "seancredit". It retails for $59.99 and with the promo code it is free. Let me know if you have any questions.
0 votes Thank Flag Link Fri Oct 22, 2010

You get a free credit report once a year. If you put in a credit card to other sites, you will more than likely get charged after the "free trial". Good luck. The Real Estate Call Center 210-286-9289.
0 votes Thank Flag Link Sat Mar 27, 2010
Lee Kelsoe Advanced Credit Solutions 817-805-2359> Very reasonable and I have heard good things.
0 votes Thank Flag Link Sun Mar 21, 2010
I recommend Omega Credit Repair and Counseling Services. They are they most efficient and cost-effective credit repair company I have ever worked with. It is true that clients can dispute their own accounts directly with the credit bureaus, however, you are paying for the legal knowledge and convenience of having a professional do it for you. I look at it this way, if I were filing bankruptcy, I wouldn't go down to the courthouse and research how to do it myself, I would hire a bankruptcy attorney. This is along those same lines. They can be reached at:

Omega Credit Repair and Counseling Services
(214) 733-8336
0 votes Thank Flag Link Sun Mar 21, 2010
Credit repair organization.....

Quite simply is any company that can do EXACTLY what you legally can do on your own, but simply gets paid because they have the time and know-how that most do not. I have had all types of run ins w/ CR companies, the Good, the Bad, and the "holy hell run for your life". I think that last one is straight verbage from the FTC's website... ;) just kidding.

Gives you one free report through all 3 bureaus. It might even be worth the $12 to have your score pulled as well.
We sit down with clients all the time and get them lined up with the right lender who will consult w/ them to as what needs "cleaning", then they will show you where to go. A good company that works and has shown my clients results in less than 90 days charges about $65 a month. That's a good price for someone to do all the work for you.

If none of that works, then just drive up to some of the CR companies in town. If all their customer parking spaces have handicap signs, then I would keep driving! ;)

God bless,

Web Reference:
0 votes Thank Flag Link Mon Mar 8, 2010
National Credit Guidance has been helping good people with bad credit for over 23 years. They are very reasonable and have no advance fees.

The owner, Chuck, is the credit repair expert all other credit repair companies go to for advice.
0 votes Thank Flag Link Wed Mar 3, 2010
I actually help people repair their credit. I have a simple system that consists of a letter writing campaign. First we challenge negative entries on credit reports with the bureau asking them to "verify" the account. After that we take the next step and send a certified letter to the debt collector doing the reporting and demand that the "validate" the account. I use the protections provided by the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b). It's all legal, no magic, just persistence. I have a series of form letters that I adapt to each person. I write the letters, they sign and mail them. I charge a very low fee compared to the companies and law firms out there.

I started doing this to bring my own credit scores up so I could buy a house. Then I started helping my clients so I could sell them a home. Now I help all sorts of individuals for a variety of reasons.

Call or email me if you want to talk further. Thanks,
Phillip Baird
0 votes Thank Flag Link Tue Mar 2, 2010
Have you gotten the three free credit reports you can get yet? There is very little anyone can do anything you can not do yourself. If you find mistakes on your credit report, send a letter disputing the item to that particular credit reporting agency.
Ralph Buller
0 votes Thank Flag Link Tue Mar 2, 2010
Try this credit repair attorney., Henley & Henley PC. They are reasonably priced when compared to other companies and have a transparent process.
0 votes Thank Flag Link Tue Mar 2, 2010
Since YOU ASKED!!! I say this sarcastically since Trulia and some of the people in here are picky about people referring information.. However, you can contact the following company. The Credit Clinic 480.557.7400. Let em know Ted Canto provided you with the info.
0 votes Thank Flag Link Tue Mar 2, 2010

These people are reasonable priced. And they get results.

Let them know I sent you!!
0 votes Thank Flag Link Tue Mar 2, 2010
Honestly, try CCCS. Consumer Credit Counseling Service. There has to be a chapter near you.
0 votes Thank Flag Link Tue Mar 2, 2010
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2015 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer