My understanding to your pose was that you were wanting to restore your credit and improve your credit scores. If this is in fact what you are looking to accomplish, Georges team does a great job and will also help you wit debt and money management education. They can help you with your credit restoration and education, check their website http://www.yourdebt.org $299 is very good for the high level of expertise and service you will receive.
Try the following search results for HUD Approved Housing Counseling Agencies,or Google "free credit counseling" to find the help you need.
Here are some news articles that you appreciate http://www.yourhome.org/2010/11/bad-credit-can-cost-you-abc-
If you want to repair your credit yourself we have a free tutorial plus all the forms to repair credit at http://www.henleycreditlaw.com/diy-credit-repair/ .
You get a free credit report once a year. If you put in a credit card to other sites, you will more than likely get charged after the "free trial". Good luck. The Real Estate Call Center 210-286-9289.
Omega Credit Repair and Counseling Services
(214) 733-8336 http://www.omegacreditrepair.com
Quite simply is any company that can do EXACTLY what you legally can do on your own, but simply gets paid because they have the time and know-how that most do not. I have had all types of run ins w/ CR companies, the Good, the Bad, and the "holy hell run for your life". I think that last one is straight verbage from the FTC's website... ;) just kidding.
Gives you one free report through all 3 bureaus. It might even be worth the $12 to have your score pulled as well.
We sit down with clients all the time and get them lined up with the right lender who will consult w/ them to as what needs "cleaning", then they will show you where to go. A good company that works and has shown my clients results in less than 90 days charges about $65 a month. That's a good price for someone to do all the work for you.
If none of that works, then just drive up to some of the CR companies in town. If all their customer parking spaces have handicap signs, then I would keep driving! ;)
The owner, Chuck, is the credit repair expert all other credit repair companies go to for advice.
I started doing this to bring my own credit scores up so I could buy a house. Then I started helping my clients so I could sell them a home. Now I help all sorts of individuals for a variety of reasons.
Call or email me if you want to talk further. Thanks,