Question Details

livee.blais, Home Buyer in Orlando, FL

21 year old non student looking for a credit card I'll get approved for

Asked by livee.blais, Orlando, FL Sun Jun 23, 2013

I am 21 years old, getting married next summer and wanting to build up my credit (I have none at all). I am not a student and I make about 9.00 an hour 30 hours a week.

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Answers

1
If you are trying to build credit, you will want to go with a secured visa. Capital One and US Bank both offer excellent secured visas for people just like yourself. A secured visa is where you deposit the credit line available. I believe both of them require a minimum of $300 to be deposited to the credit card. However, the benefits are excellent. Both these banks will report the accounts as non-secured making it look like they gave you credit. Once you hold these 2 cards for 3-6 months you will be approved for actual credit lines without any issues.

Have a great day;

Christina Solorzano;
CEO & SR Credit & Mortgage Consultant of
Everlasting Credit Repair
Making home ownership more than a dream...
Retired Mortgage Banker
http://www.everlastingcredit.com
https://www.facebook.com/EverlastingCR?ref=hl
http://www.trulia.com/blog/christina_solorzano/2013/06/how_t…
0 votes Thank Flag Link Tue Jun 25, 2013
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