That said, its impossible to tell you what would happen for your scenario and even if we knew every detail, you can only be made aware of general guidelines. Your score can change daily even with no activity on your part. Do internet research on this and as another person said in here, talk to a few lenders about what to do. What we should ALL do is fight to have the score system dismantled or be open for review. Did you know your car insurance premium will be determined by another score system? One to which you have ZERO access. You cant help to change it no matter how flawed it is.
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Houston, TX 77019
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You might see the points come back in about 6 months and see a score increase at the 12 month mark.
All credit profiles are different, so take this answer with that in mind.
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