Lenders use either the middle score or the lower if only two are available. Credit scores are just one aspect of getting approved. You still need to have secure employment, income, assets and character.
The scores you obtain on your own are not always reliable and lenders will obtain their scores.
Meet with a great local lender to discuss your eligibility. If you can't qualify right now, they can tell you the steps you can take to improve your chances for approval sooner.
Your scenario is not uncommon in this economic climate, and we have loans to facilitate such a scenario. But getting a free City First pre-qualification is the best way to know whether or not you are ready to buy today. In less than a day you will have all the facts about your situation, and you will be able to make a much more educated decision as to your next step. I look forward to hearing from you.
Check me out at the link below and get your free approval today!
Thank you for choosing City First Mortgage Services,
Nathan T. Kessler | Sr. Mortgage Loan Originator
City First Mortgage Services
8871 W Flamingo Rd Suite 202
Las Vegas, NV 89147
(C) 702.683.3126 | (F) 702.974.0848 | (O) 702-522-6743
Company NMLS # 3117 | Branch NMLS # 819501
Individual NMLS # 377217 NV #46175
Realty One Group