You are able to obtain the same credit report that creditors pull up from the reporting agencies for free once per year from each of Experian, Equifax and Transunion. The difficulty is that the reports will not have your FICO scores. FICO scores are key determinants in mortgage lenders decision making in whether or not to advance credit and at what price.
If you are considering a mortgage, feel free to contact me and I can help you out.
Realtor and Loan Officer
ERA Buy America Real Estate Services
Barbara Robbins-Olexa, Broker
L B Brokerage
The annual credit report is free by law at http://www.annualcreditreport.com. You will get credit reports from the 3 bureaus:
Re-AnnualCreditReport.com is the ONLY authorized source for the free annual credit report that's yours by law. The Fair Credit Reporting Act guarantees you access to your credit report for free from each of the three nationwide credit reporting companies â€” Experian, Equifax, and TransUnion â€” every 12 months. Check the video bellow.