Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
9am till 9pm 7 days
Ben gives good advice. You need to work on improving your credit scores. You could also try a different lender, but it would still be best to improve your scores and then reapply for the loan. Your scoares are not great. If they were 100 points higher, you would have been approved.
Credit is tight these days. Folks who could get loans with ease a few year sagao are finding it very difficult now.
There may be other factors other than your credit scores. I would consult with a mortgage consultant and find out what you can do to increase your overall chances of securing a loan at a later date.
Best of Luck to You!!!
Kawain Payne, Realtor