Sr. Mortgage Banker
NMLS # 659743
So if you need that pop the best thing you can do is keep your balances low. If you open up the new card make sure the initial purchase is very small in relation to your overall limit on the card.
Best of luck to you.
REALTORÂ® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
All the best,
VP of Retail Sales
Toll free: 800-359-1996 x551
Alt email: fritz@post.Harvard.edu
NMLS ID: 387922
Visit my webpage: http://www.totalmortgage.com/bankers/fritz-walter/
Company Website: http://www.totalmortgage.com
Total Mortgage Services, LLC - NMLS #2764
Licensed in: CT, FL, MD, NJ, NC, SC, TX, VA
If you trust your lender, ask for her/his advice and a plan, then work the plan.
My name is Alexandra Weishaar, I am a Purchase Coordinator Representative here at Guardian National Bank. I would like to find a time when we could speak over the phone to discuss your situation or we can always discuss it through email so feel free to reply back to me at: email@example.com or 1-855-616-8567
I think getting your score up 24 points in one month may be a challenge. I would contact an experienced lender to have them run your credit and see what you can do to have the most positive impact on your current score. You should do this BEFORE you go look at homes, because you don't want to fall in love with a house and not be able to try to buy it. Get approved first and then contact a Realtor to help you find the perfect home.
Betina Foreman - Realtor, C.N.E.
Austin Home Girls Realty
I have been doing this for a long, long time, so, if you are not represented by a real estate agent, please feel free to give me a call and we can discuss your situation.
Jack Gillis, M.B.A., J.D.
Jack Gillis Realty Advisors
Nathan Grace Real Estate, Broker
Sounds like you have a plan, stay with it. The basics of getting a loan are pretty much the same for all lenders.
I do have a lender that can get loans with a 600 credit score. The "list" of requirements grows significantly. The benefits of having a Realtor on your side are many and the commissions are paid by the seller. If you do not already have a Realtor representing you, I suggest that you interview a few. When you find one (other than the "listing" or "sellers" agent they work for the seller exclusively) let them go to work for you. They should have the ability to help guide you through the process from now until the day they hand you your keys..
I be pleased to interview with you.
Bill Austin ~ Team Price Real Estate ~ 512-709-6343 ~ firstname.lastname@example.org
Why don't you work with the seller and arrange a short term lease, with an option to purchase. This is a viable solution to your problem. You should have someone negotiating on your behalf so that you get the best deal, but this seems like a triple win. You get to live in the home, you pay a lease rate that might be similar to your new payment (or maybe less), and you get the house you want.
If the owner's can't move out, you could still structure a deal that is an future date purchase. You can structure this pretty easily too.
Call me if you want to discuss.