Joel Lobb (NMLS#57916)
Senior Loan Officer
Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*
Louisville, KY 40222*
Please see my blog for tips and advice on getting a mortgage.
Leave no stone unturned.
Often when an account is closed it can hurt your scores, usually it's just a few points, maybe even a dozen, but 100 points is very severe. If there aren't many other accounts on your credit report then closing an account tends to have a bigger negative impact on your score.