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I am a little surprised that the landlord is requesting this. Usually, those that enter into a rent with option situation understand that most tenant/buyers go this route precisely because they cannot qualify to buy right now.
Keystone Realty USA
Long Island's Commission Rebate Realtor
Are you asking because you did one of the "rent to own" deals, and need to verify to the owner that you'll be able to obtain financing when it's time to exercise the option? What is the purpose of the letter?
How would the lender know if you torched your credit between now and then?
How would the lender know if you'll be employed?
No lender will provide this without a recent credit/income verfication. There are simply too many variables that the lender could not possibly know about your future financial situation.