Once you have all three of your scores and all three agency reports in front of you, begin to dispute any errors and pay off debts. If you do this for the next 6 months you should be in a better buying position.
Have a great day;
CEO & SR Credit & Mortgage Consultant of
Everlasting Credit Repair
Making home ownership more than a dream...
Retired Mortgage Banker
Consider meeting with a Loan Officer who can evaluate your credit and income documents so that you have a better idea of where you stand. Good luck!
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Senior Loan Officer
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797
(516) 606-9648 Cell
(631) 659-2011 Office
(516) 918-5383 Fax