Here's a helpful website to learn about the mortgage process:
If you find a lender willing to do a "no doc" let us all know.
All the best,
If you are NOT a USA citizen, you will find lenders much more liberal in providing mortgage financing.
Depending on the property for purchase Wells Fargo has some scary products that look a lot like the loans of 2006.
Another option is to work with a multi-dimensional real estate professional who can find buyers and investors who will finance.
The options available truly depend on your situation and the property (s) being considered.
Pick up the phone and give a real estate pro a call.
ReMax Realtec Group