If you still decide to go to a consultant, check them well with BBB, Angie's list, Yelp, etc. and, try to find someone who does not charge a huge fee, upfront.
Don't spend beyond your means.
Keep your driving history clear.
If you can't afford something, do without.
Read the fine print on service contracts.
If you purchase something on credit, no interest for so many months, make sure you have it paid off before the final date, or the credit charges are retroactive.
Skip going out to dinner. Eat in, it is cheaper.
Get a cheaper cell phone plan, shut off the land line, (or vice versa).
Be frugal and make a goal.
Oh, and don't pay anyone to fix your credit for you!
Check me out on the National Real Estate Post and get your clients an approval today!
Thank you for choosing City First Mortgage Services,
Nathan T. Kessler | Sr. Mortgage Loan Originator
City First Mortgage Services
8871 W Flamingo Rd Suite 202
Las Vegas, NV 89147
(C) 702.683.3126 | (F) 702.974.0848 | (O) 702-522-6743
Company NMLS # 3117 | Branch NMLS # 819501
Individual NMLS # 377217 NV #46175
You can fix your credit by doing the following .
What Can I Do to Improve My Score? * To get the best credit score, you need a few different credit types including revolving accounts (credit cards, lines of credit) and installment accounts (auto loans, personal loans, mortgages). *You Should Reduce your balances on credit cards about 75% or less of your available credit. Don't charge more than you can pay off in a month. You don't have to pay interest on a credit card to get a good credit score, and it's a smart financial habit to pay off your credit cards in full each month. *Always Pay your bills on time. * If you don't already have established credit or you need to rebuild, get a secured credit card. Secured credit cards report your credit payment history information to the credit bureaus just like a regular credit card. They are "secured" by your money. Check with your banker. Helene M Moore Windermere Prestige Properties 702-275-2192
Realty One Group
10750 W. Charleston Blvd. Ste. 180
Cell. 702 202 9707