â€¢ When a borrower with disabilities receives rental income from a live-in personal assistant,
whether or not that individual is a relative of the borrower, the rental payments can be
considered as acceptable stable income, in an amount up to 30% of the total gross income
that is used to qualify the borrower for the mortgage. Personal assistants typically are paid by
Medicaid Waiver funds and include room and board, from which rental payments are made to
Your chances of getting financing are not promising as a result, but this is not to suggest you should not try. Applying is free and it can't hurt.