You cannot remove a judgment from your credit report if this was truly a judgment against you. If the judgment is a mistake---an error on the part of the creditor or the credit agency---then it can be removed.
But if you truly have a judgment against you it cannot be removed.
The action you CAN take is to be sure the judgment is updated to reflect as "SATISFIED" if you have, in fact, paid and SATISFIED the judgment. To do that, visit http://www.annualcreditreport.com to obtain your free credit report from each of the three credit bureaus. Once you have the reports you will see which agencies are reporting the judgment incorrectly. Have the attorney who represented the creditor file the SATISFACTION of JUDGMENT with the appropriate court and also update the credit agency.
Beware of anyone offering to "repair" your credit! The Federal Trade Commission issued a stern warning last year that such offers are scams. Find more from the FTC HERE. http://www.consumer.ftc.gov/articles/0058-credit-repair-how-
PowerHouse Solutions, Inc.
185 Great Neck Rd, Suite 240
Great Neck NY 11021
Licensed Mortgage Banker â€“ NYS Dept. of Financial Services
First find the Docket number or the Case ID # pertaining to the judgment , then GO TO-
YOU can do alot of the grunt work and save money from others firms charging you to pay a debt?
Then have your fingers do the walking and nrgotiate a pay off ;-)
All the best. John Curci RE/MAX 1-866-473-6290
Its not easy to remove a judgement from your credit report. It's probably easier to have the judgement vacated if its 4 years old.
Drop me a line and i would be happy to explain.
Cornerstone Lending Inc
Southampton Pa 18966
215 953 0800
cell 267 992 7276
VOTED BEST IN BUCKS 2010 & 2012
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The judgement will go away, if satisfied (when applicable) in several years.
If not, you can correspond with the credit agencies and try to remove it, based on the statute of limitations. You can hire an attorney to do this for you too...if the first option does not work out.
Hope this helps,
Beachfront Realty, Inc.
Call for a free consultation.
Allied Credit Solutions
800 901-8122 x 211