I am looking for a non fha loan of 75000 for a summer vacation loan. My credit report has late payments which has negatively affected my score. All my bills are current or paid off
Hope this helps! If you have any further questions or if you need a loan, feel free to contact me with the information on my profile page. Also, if you found my comment helpful please recommend me on my profile page!
Sr. Mortgage Banker
NMLS # 659743
I do have one lender that will do 600 scores.
Cornerstone Lending Inc
Southampton Pa 18966
215 953 0800
cell 267 992 7276
VOTED BEST IN BUCKS 2010 & 2012
NMLS ID 143960
I think the main place to start is to ask you where you received this 600 score. If it is not a true FICO score than you actually may have a high enough score to qualify. There are three major credit bureaus that mortgage lenders look at. The middle score of the three is the one they will use to qualify you for financing.
If you received your score from a free online credit site like freecreditreport.com, creditkarma.com, or creditsesame.com - it is not accurate.
If your score is in fact just below the minimum, it should be entirely possible (if not highly likely) to triage your reports to raise it to the point where financing is obtainable.
I have vast knowledge in credit and credit repair and would be glad to speak with you regarding your situation.
Prudential Bob Yost Homesale Services