Credit Score in Kissimmee>Question Details

Anastasia, Home Buyer in Orlando, FL

Can I qualify for a home loan with a credit score of 602?

Asked by Anastasia, Orlando, FL Sat Nov 13, 2010

Help the community by answering this question:


It's very difficult to tell you what kind of loans you'll qualify for without knowing your entire credit picture. Consider talking with a loan officer to find out what loan programs they have available that can assist you with your home purchase.

Best of luck to you!
Web Reference:
0 votes Thank Flag Link Sun Nov 14, 2010
Since a loan is never based solely on a credit score, keep in mind that only a mortgage loan officer can answer this question for you. If you are serious about getting a mortgage, I would recommend you apply with several loan officers within a two-week period. This action would NOT cause your credit score to lower and would give you the option of comparing offers from loan officers.

Our preferred broker for the south-west Kissimmee area is Bob Carrigan of Wells Fargo. Click here to apply now ...
0 votes Thank Flag Link Sat Nov 13, 2010

This 2 lenders have qualified for me people that were rejected by corporate lenders. Feel free to call and see what they can offer:

Hiram Camacho - DHI Mortgage > 407-850-3017
Eddie Hoskins - First Florida Financial > 877-424-4562

Tony Vega
Charles Rutenberg Realty
0 votes Thank Flag Link Sat Nov 13, 2010
You should be able to get pre-approved, if everything else looks good.
Here is somebody that can help you get a loan.

Adolfo Ruiz Senior lending officer for Fidelity
0 votes Thank Flag Link Sat Nov 13, 2010
You can surely qualify for a home loan. Not all banks will work that way, but I know of a couple that will. You might def. want to shop around and ask more questions. Interest rates will prob be higher, but certainly could get a loan. Good luck!
0 votes Thank Flag Link Sat Nov 13, 2010
Check the link below,
Fast and easy way to find out.
0 votes Thank Flag Link Sat Nov 13, 2010
Yes, you should be able to qualify--and without knowing your overall finances, consider visiting with any qualified laon officer(s), see if you qualify, how much, the type of loan, have your credit score checked as their scoring is often different, etc., after reviewing your overall finances, your loan officer can make a determination--and if your credit needs improvement, your loan officer may have great suggestions as to quickly improving the score.
0 votes Thank Flag Link Sat Nov 13, 2010
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