Credit Score in 37743>Question Details

babycdubs, Other/Just Looking in Greeneville, TN

Can I get a home with really bad credit?

Asked by babycdubs, Greeneville, TN Sat Jun 30, 2012

I have no credit at all & my husband's credit is bad but we truly want a home. Is there anyway we could still get a loan purchase for one if the monthly payments are approved with his income? We don't need no $200,000 home with $1000 payments. We found a cheap one we could afford the payments on.

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Check with a good loan officer or mortgage broker. There's a wide range of "bad credit"--from borderline to truly rotten. And it might surprise you, but you very like have some credit score. Most everyone does. So you really need to know where you stand.

If you can't get conventional financing, there's also the possibility of owner financing.

Hope that helps.
0 votes Thank Flag Link Sat Jun 30, 2012
Don Tepper, Real Estate Pro in Burke, VA
MVP'08
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