Credit Score in 77449>Question Details

Felicia Miner, Renter in 77080

Are there any places will work with me on a home loan with my credit score under 560. I'm currently working on it, but would like to buy once my

Asked by Felicia Miner, 77080 Wed Jun 12, 2013


Help the community by answering this question:


Most lenders nationally will want you to have a FICO of 620 or higher. While there are programs available that go down to 580, I think it is in your best interest to work on your credit score and obtain the best loan possible once it has risen.

Another suggestion you may want to look into is a credit union or portfolio lender where they essentially make their own credit guidelines.

Hope this helps!
0 votes Thank Flag Link Tue Jul 9, 2013
Your credit score most likely needs to improve. Are you a vet, or married to a vet? Ask your lender to look into all options. If you need some lender referrals, call or email me. I have 3 or 4 I've been working with for years.

Thank you,

0 votes Thank Flag Link Wed Jun 12, 2013
Good aftternoon, you will need to contact a loan officer to do a pre-approval. If you cannot get pre-approved, they will inform you of what needs to be done and how long it will take. Have a Great Day!

"Selling Real Estate Since 2001"
Best Regards,
Richard Luebeck
Elite Texas Properties
12320 Barker Cypress Road
Suite 600-224
Cypress TX 77429
Cell 832-646-2886
0 votes Thank Flag Link Wed Jun 12, 2013
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