The most popular are:
Rapid rescore updates balances to the credit bureaus once paid down. The rescore will take a few days that will increase your credit scores.
Collection accounts are a little trickier. Before making payment on a collection, request a "deletion letter". Once the deletion letter is obtained, then the collection will be removed in a few days through the rapid rescore process.
Visit the site below and we can go from there.
Toll - (866) 979-1099 ext. 207
Directâ€“ (702) 487-3401 (Nevada time zone)
The rapid rescore price is actually better than lenders get - as it's unlimited.
If you want to get an accurate read on your scores, you can get the same Equifax score as a lender should get from http://www.myfico.com as well as your TransUnion score, however while myfico.com's Equifax uses the same scoring models as lenders Equifax score, the TransUnion score at myfico.com is using the Classic 98 scoring model, and not the Classic 04 scoring model which lenders are now using (so the TU score won't be exact).
Good luck on correcting your credit.