Your scores are decent. You should be okay, you won't know if you qualify until you sit down with a Mortgage Broker who will qualify you based on your income, assets,k and debts.
Best of Luck;
CEO & SR Credit Repair Specialist at
Everlasting Credit Repair
Ex-Mortgage Broker of 10+ years
We also have DIY Packages available.
If those are real FICO scores pulled from a mortgage lender, than yes, you meet the minimum requirement for an FHA mortgage. If you would like to speak more about your options, costs and payments please give me a call. I would be very happy to help you!
If those credit scores are FICO scores then it appears you're good to go for qualifying for a mortgage loan. Most Lenders today require a minimum credit score of 640 to qualify for mortgage financing.
I recommend that you get a referral to a Local Mortgage Banker to get thoroughly Prequalified. The Mortgage Banker will pull a proper FICO credit report with scoring from the three major credit bureaus and analyze the credit along with your Income and Assets to determine which loan programs you'd qualify for.
Good luck to you on your journey to Homeownership!
I am pretty sure you guys score will be able to get a home loan.
You can email me at firstname.lastname@example.org. I would be more than happy to email you my lenders contact to get your home loan process started.
JP and Associates
I am very interested in assisting you and your husband in making your dream come true; however, in order to best serve your needs, I would need to speak with you and gather more information.
Please contact me anytime, to include WEEKENDS and EVENINGS so that we can further discuss your real estate goals, which will enable me to formulate a plan suited to your needs.
Providing Solutions Because...Your Move Matters!
Michael L. Brownstead, GRI
Ebby Halliday RealtorsÂ®
8920 Coit Rd., Ste. 100
Plano, TX 75025
Please contact me and I will refer you to our Lender with Homewood Mortgage,
he can answer all of your questions.
If you like I can email you some listings of homes for sale too.
Jan Absolom/JR Premier Properties.
If you require a referral contact my office and if you don't have a Realtor feel honored work with you .... where I can show you many amazing homes work with your family specifications.
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Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
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