Cortland County : Advice

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Jlbscully, Home Buyer in Harrison, NJ
Jlbscully asked:
FHA Back to Work Program...Chances of successful appeal? My husband was pre-approved for an FHA Back to Work loan. We carefully read the guidelines to be sure we would qualify. (Husband was unemp. for 1 1/2 years, resulting in 2 years of a 20%…
0 votes Share Flag Wed Nov 5, 2014 Financing in 13045
Thor Spence, Home Buyer in Marathon, NY
Thor Spence answered:
can i get pictures of the inside i am really interested my email is
What's the address of the home you are looking at?
0 votes Share Flag Sun Sep 7, 2014 Home Buying in McGraw
Cburruss, Real Estate Pro in 14882
Cburruss answered:
Can a person with poor credit and no bank account buy a home?
In the 1990's you could, when Andrew Cuomo ran HUD in the Clinton administration.
0 votes Share Flag Fri Jan 24, 2014 Home Buying in 13045
Dianne Wheat…, Real Estate Pro in Homer, NY
Dianne Wheaton Cappiello created a review:
Homer Village is a great place to live. The other night as my husband and I were driving down Main Street in Homer, NY, he commented, "wow, this places looks like a picture postcard." Street lights illuminated…
0 votes Share Flag Fri Jan 3, 2014 Home Buying
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
does this property have a shower?!?!?
My name is Ali and I‘m Trulia’s Community Manager. I’d love to help you—or find someone else who can. Can you please provide a bit more information about wha ... more
0 votes Share Flag Thu Aug 1, 2013 Home Buying in Little York
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
FHA loan-underwriter requesting installation of a fence which cannot be done in time for closing. Can seller credit buyer at close for this?
If it's required by the underwriter because of a safety issue, it must be completed prior to closing. Why doesn't the seller just pay to fix it before closing since they are going to pa ... more
0 votes Share Flag Tue Jul 23, 2013 Financing in Cortland
Andrew Wilki…, Trulia Community Manager in San Francisco, CA
Andrew Wilkinson answered:
is there a well & septic? what are the taxes on this property?
Hi there,

This home’s listing agent can tell you more about this place than I can (and probably will know a lot about similar properties in the area). You can email the agent ... more
1 vote Share Flag Tue Jun 18, 2013 Home Buying in Cortland
Don Maclary -…, Real Estate Pro in 23451
Don Maclary - Realtor* ABR* answered:
im looking for my first home i need a grant
Sorry to inform you, but other then a relative your probably out of luck. Lenders today have strict guidlines. Suggest working on a down payment and fixing your credit.
0 votes Share Flag Tue Mar 26, 2013 Home Buying in McGraw
Alex Kaczun, Home Buyer in East Missoula, Misso...
Alex Kaczun created a review:
Money back at closing for entire roof replacement. Seller and buyer agree to purchase price for home. After inspection, it is determined that roof needs complete replacement. Seller agrees to give buyer credit back,…
0 votes Share Flag Fri Mar 22, 2013 Financing
Wendy Ives, Real Estate Pro in Ithaca, NY
Wendy Ives answered:
I own a piece of property that I was given(by my father). No abstract was given...what can I do and what should it cost? can I sell without one?
Hi Deron, I am a realtor in Harford, NY, affiliated with Audrey Edelman Realty USA. You do not need an abstract to put your property on the market. The buyer will pay for an updated abs ... more
0 votes Share Flag Mon Apr 2, 2012 Home Buying in Cortland
Desari Jabbar, Real Estate Pro in Atlanta, GA
Desari Jabbar answered:
Can an agent help find a type of home you're looking for wherever you want to live?
An agent will definitely assist you with finding the type of home you're looking for. Also, if you're looking to relocate to another state, your realtor will give you a refer ... more
1 vote Share Flag Sun Nov 21, 2010 Home Buying in 13045
Michael Cole, Real Estate Pro in Marathon, NY
Michael Cole answered:
Hi, I am looking for a buyer's agent in Cortland, NY. Does anyone know a good agent who can help me? Thanks.
Call me anytime. 607-345-6229. Though newer in the business, I have the full support of over 60 years in the business. Michael Cole of Yaman Real Estate
0 votes Share Flag Wed Oct 20, 2010 Home Buying in Cortland
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
What is the differences in monthly payments - based on money down...?

Apart from Robin being absolutely right, here you go:

Option 1:
P&I: 1,091.45
MIP: 93.15

Option 2:
P&I: 1,058.93
MIP: 93.15

Option 3:
P&I: 1,04 ... more
0 votes Share Flag Wed Jan 20, 2010 Financing in Cortland
Lori Jeltema, Real Estate Pro in Newport News, VA
Lori Jeltema answered:
FHA loan - can seller concessions become cash back at closing to fix house and/or buy washer/dryer, etc.?
Good luck. Plumbing repair that seller will not fix? our area, that can start a whole new string on what is considered a walk thru mandatory repair and what isn't, questio ... more
0 votes Share Flag Thu Jan 14, 2010 Financing in Cortland
Keith Manson-…, Real Estate Pro in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
Our house is being foreclosed on by the there anything we can do, they refuse to set up a payment plan with us?
The city will not do a repayment plan because they want there money. You need to pay them in full to resolve your issue with them. Not why your mortgage is not free and clear if you p ... more
0 votes Share Flag Thu Sep 3, 2009 Foreclosure in 13045
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