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Tony did a great job of covering the basics BUT he did fail to mention that if you filed a chapter 13 bankruptcy you may be eligible right now for an FHA or VA mortga ... more
The only way to know for sure what your options are would be to speak with a mortgage professional.
Elva A. Wormley
33+ Years Exper ... more
Your local agent can help you with that.
http://www.calhfa.ca.gov/homebuyer/progra ... more
Nicole Fedorchek, Tarbell Realtors
Gold Circle of Excellence