Hello and Good morning.
Unfortunate;y even a VA loan required a minimum score of a 640. There are things you can do to get your credit score higher. If you need assistance, my company offers score improvement services, which are guaranteed to get you qualified for a mortgage.
Best of Luck;
CEO & SR Credit Repair Specialist at
Everlasting Credit Repair
Depending upon your debt, you should be able to qualify. I can give you some lender referrals who can tell you exactly were you stand.
Feel free to call me anytime.
Next Level Realty
Mortgage Rates Are Currently Trending Neutral Yesterday we saw the MBS (Mortgage Backed Securities) market close down 9 basis points, keeping interest rates and rebate pricing relatively flat. Most
Ask for a copy of the estimated HUD1, and review each item. Sometimes there are taxes or other things that must be paid at the time of closing. It does seem a little high if this was a cash deal. But if it is financed, then sometimes the lower price loans are more expensive costs.
The best thing to do would be have your agent review the HUD1, and if there was no agent, then ask the escrow company to give you an estimated HUD1 or buyer's closing statement for your review.
Then ask them to explain the costs.
Hope that helps....... more
Purchasing Power When Buying A New Home!The other day I was driving on the 91 Freeway from Corona to Los Angeles. Anyone familiar with this freeway knows that most of the time it's like a slow moving
The home loan process is ever changing. Today’s market takes a little more effort to ensure a smooth process. It’s important to know what to expect throughout the loan process. With the right knowledge,
I hate it when agents require pre-approvals from their brokers ( no exceptions). From what i understand, however, it IS legal, because they're not requiring them to finance with that company, but only to pre-qualify.... more
Mortgage markets improved last week in response to ongoing concerns for the European Union and an across-the-board weakening in U.S. economic data — including the much-watched jobs report. Conforming
Corona FHA & VA Home Loans Are Extremely Popular Right Now! Hello everyone and Happy Memorial Day weekend! Most will be doing something with family and friends over the weekend….but SOME will be
Are you looking for a home loan in Corona, Murrieta or Temecula? What about Los Angeles, near the beaches or in the desert? It really doesn't make a difference SoCal - Mortgage rates are looking great
Yes! A springtime boost for home affordability! From Los Angeles to Corona to San Diego and everywhere in between! This boost is coming from…. across the Atlantic Ocean! For the third time in as
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What is the HARP Program? The Harp Program is a program especially developped for home owners whose houses have lost value in the last few years and didn’t manage to get a refinance mortgage. Under
So? How Do You Buy a Home with a Reverse Mortgage? .... The simplest way to understand it, is to first understand that an FHA HECM loan is just a mortgage loan. The equation looks like this. Loan Amount
Good morning and thank you for visiting! Thanksgiving is now behind us so we have about three weeks of hard work ahead before the new year begins! So, let’s get started! Mortgage markets worsened
A very good Tuesday to all and thank you for visiting The Lending Brief! After a brief return to lower, pre-2009 levels, FHA loan limits have been restored. As signed into law last Friday, maximum FHA