Home Insurance in Cook County : Advice

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Myersjulie31, Home Buyer in Blakeslee, PA
Myersjulie31 answered:
Looking for property insurance on four flat
Usually if you go to a good insurance company in your area they can advise you on the insurance you need. You'll want to be sure that your insurance is customized for your property spec ... more
0 votes Share Flag Thu Feb 19, 2015 Home Insurance in 60076
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
Are there agents in Alabama to help with home insurance?
Sure. There are plenty of insurance agents everywhere.
0 votes Share Flag Wed Jan 21, 2015 Home Insurance in Chicago
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
The property taxes in Park Forest seem excessively high. Why is this? Do you think there will be changes to lower them?
Great question. First of all, if you look at all the south suburbs, with few exceptions, the taxes are high. Why? One reason is most of these towns have home rule, which allows them ... more
0 votes Share Flag Thu Aug 14, 2014 Home Insurance in 60466
Bill J Delig…, Real Estate Pro in Chicago, IL
Bill J Deligiannis answered:
Not sure if this question can be answered here! Is there a rule of thumb on approx how much homeowner's insurance is vs. the purchase price?
No not really - it all depends on the rebuild cost. Depending on the coverages that you have, for a single family owner occupied home the cost should be between $600-$1200. Get a few qu ... more
0 votes Share Flag Wed Feb 19, 2014 Home Insurance in Chicago
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
Why is insurance more on a FHA than a USDA loan?
I agree with others, the loan officer said mortgage insurance, you heard home owner’s insurance.

Jim Simms
NMLS # 6395
Financing Kentucky One Home at ... more
0 votes Share Flag Sat Sep 7, 2013 Home Insurance in 60622
Evelyn Fred, Real Estate Pro in Chicago, IL
Evelyn Fred answered:
If some one Builds a Building on your Property what should you do?
All good advise here.

Call an attorney ask him/her to order the survey and then follow his/her advise.

Good luck!
0 votes Share Flag Thu Jun 27, 2013 Home Insurance in Chicago
Nekesha Burt…, Real Estate Pro in Country Club Hills, IL
Nekesha Burton answered:
Where specifically in the bylaws does it address who is responsible for damage 2 a condo due to a common element?
Good afternoon,

If you go through your insurance this counts as a claim against your policy. If the association wants you to use your insurance and you are okay with this, you sho ... more
0 votes Share Flag Sun Jun 23, 2013 Home Insurance in Chicago
Brian Merrion…, Real Estate Pro in Chicago, IL
Brian Merrion & Dan Merrion answered:
cannot find an insurance co. for my bucktown condo as it is renter occupied
would you sell it? I have a few buyer in Bucktown right now- not sure if it would be the right fit but would be happy to pass along.
0 votes Share Flag Sun Jun 23, 2013 Home Insurance in 60647
Starrynight1…, Real Estate Pro in Chicago, IL
Starrynight12hk asked:
Does any insurance company sell personal liability ONLY of landlord insurance? I am looking for a landlord insurance that includes personal liability ONLY. I don't need other coverages such as personal property, guest medicial, loss of use. I understand the benefit…
0 votes Share Flag Wed Jun 8, 2011 Home Insurance in Chicago
Garcia.daisy1, Home Buyer in Chicago, IL
Garcia.daisy1 answered:
What is the average home owners insurance for a one bedroom one bathroom Condo in the north side of Chicago?
Thank You! All of this information really helps!
0 votes Share Flag Tue Apr 5, 2011 Home Insurance in 60660
Robert Lee, Real Estate Pro in Libertyville, IL
Robert Lee answered:
First time home owner buying home owner insurance
Given the strict underwriting enviroment today it will be hard to obtain financing on a new property if you dont have a current lease. Call several experienced insurance agents who can ... more
0 votes Share Flag Tue Mar 8, 2011 Home Insurance in Chicago
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
My gas furnance went out today.. I would like to know if my homeowners insurance will cover for a replacement
Mrs. Freeze:

Sad to hear it went out on X-MAs eve. If you have warranty on it then for sure.
A lot depends on if under warranty or whether it was wear and tear.

A lot depends if ... more
0 votes Share Flag Sat Dec 25, 2010 Home Insurance in 60473
Jerry Grodes…, Real Estate Pro in 60948
Jerry Grodesky answered:
Looking for affordable Home Owners Insurance
I switched all my insurance to AAA, best rates and service on the planet.
They don't do rental or commercial insurance but primary and auto is terrific.
0 votes Share Flag Thu Oct 14, 2010 Home Insurance in Uptown
FSBOsuccess, Home Seller in 28590
FSBOsuccess answered:
If you have bad credit where can you go for home insurance
Go on the internet and get some quotes from different companies or call an independent agent who can shop around for you to get the best quotes.
0 votes Share Flag Thu Jun 17, 2010 Home Insurance in Chicago
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
I am buying a condo as my first home purchase and trying to determine the best condo insurance to go with.
That's a wide price range!

Make sure they're all quoting on the same thing--a condo (the association, as Gerard notes, will have its own policy), not a single-family home o ... more
0 votes Share Flag Thu Jan 21, 2010 Home Insurance in Chicago
Ifeta, Real Estate Pro in Chicago, IL
Ifeta answered:
Rent loss insurance?
I think you should contact ins agent to get correct answer. I use ALLSTATE they are the best 773-282-9280
Zlatko or Nerm will be very helpfull. Good luck!

Ifeta Faye Redzovic R E ... more
0 votes Share Flag Sat Dec 26, 2009 Home Insurance in 60624
Christopher.…, Real Estate Pro in Chicago, IL
Christopher.Thomas answered:
Responsibility for the liability, warranty, fixes for a water flood caused by a frozen pipe in a new condo?
Dear Samir,

I agree fully and completely with Grace's answer. The only thing that I'd like to add is an emphasis on doing all of this right away. Contact your insurance company (ev ... more
0 votes Share Flag Thu May 7, 2009 Home Insurance in Chicago
Grace Morioka…, Real Estate Pro in Sunnyvale, CA
Grace Morioka (408-426-1616) answered:
Home owner's Insurance
Hello JMR and thanks for your post!

If you live in a condominium association, legally, you are only the owner of the "box of air" bounded by the walls of your home, so you will need ... more
0 votes Share Flag Tue May 5, 2009 Home Insurance in 60614
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