I'll be glad to help you but I'll need more information. How long will it be to get your credit repaired so you can get qualified for a loan? Has a lender looked at your debt to income ratio to determine how much loan you would qualify for? All sellers want to know if a buyer is capable of obtaining a loan. That is one of the reasons you need to be qualified for a loan. Another reason is when a property receives multiple offers, if you do not provide a loan pre-qualification letter from your bank your offer may not be considered. I work NC counties Catawba, Caldwell, Burke and parts of McDowell and Alexander. If you are interested in purchasing in any of these areas I can keep you informed of any listings on the market in your price range. You can do drive bys, then when you have your credit repaired you will be ready to start viewing properties. Please let me know if I can be of further assistance.
Thanks so much,
Carolina Towne Realty
For government-backed loan foreclosures (FHA loans), visit http://www.tenmanagement.com/listings/state.do?code=NC and select your county. For most tax foreclosures, you can go to your register of deeds at the court house to get a list of upcoming foreclosure auctions.... more