Home Buying in Concord : Real Estate Advice

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Victory Prop…, Real Estate Pro in Raleigh, NC
Victory Property Management answered:
I have a credit score (right now) around 610 and so does my husband. He currently makes around $32000 a year and I am at $16000.
Well, the honest answer is that you should stop down to a local lender and pitch them your story. Different lenders have different requirements - even under FHA.

But, be careful wit ... more
0 votes Share Flag Sun Jan 10, 2016 Home Buying in 28025
mia rose, Renter in Louisville, KY
mia rose answered:
We make about $30,000/yr. How much house are we gonna be able to buy? Does it matter that we've payed $700 for rent without fail for 6 years?
is having ZERO debt, better than a little debt to income ratio?
0 votes Share Flag Thu Jan 7, 2016 Home Buying in 28025
Nanorealtek, Home Seller in Houston, TX
Nanorealtek answered:
I have a credit score of 609 and would like to get a home loan, is that possible?
Buying a home with bad credit is normally analyzed on a case by case basis. Your credit may not be as bad as you think so its better to contact is good mortgage broker. They will analyz ... more
0 votes Share Flag Sat Nov 14, 2015 Home Buying in Concord
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
Permits were not obtained when updating the plumbing of a 1930s home, fixing the floor structure, opening up and adding stairs between the stories
The best person to answer your question, address your concerns, and allay your fears is your agent. If you don't have an agent, consult with an attorney to understand the terms and co ... more
0 votes Share Flag Sat Oct 10, 2015 Home Buying in Concord
Stacey Fitch, Real Estate Pro in Charlotte, NC
Stacey Fitch answered:
How can I get the history of the home that I am buying? For example who has lived there? Did a crime or even murder happen there?
If you are working with an agent, they should be able to provide you with the sources to look up information that is important to you.
0 votes Share Flag Wed May 27, 2015 Home Buying in 28027
Keith Jean-P…, Real Estate Pro in East Brunswick, NJ
Keith Jean-Pierre answered:
Is 526 Whitmire Lane an estate sale by Betty Whitmire children?
I am sorry I do not understand the question.
0 votes Share Flag Fri Sep 12, 2014 Home Buying in Concord
Kapnknuckles, Home Buyer in Concord, NC
Kapnknuckles answered:
Will i be effected 4.69% out of 5.5% by a property crime and .45 of .5% by a violent crime in concord nc
This is the stupidest; most ridiculous question yet. How the hell would anyone know the answer to that question? Get yourself a psychic reading and then invest a few bucks in a good in ... more
1 vote Share Flag Fri Jul 11, 2014 Home Buying in Concord
Christina Fi…, Home Buyer in Concord, NC
Christina Field asked:
Home lease with option to purchase? Can I find a home to lease in cabarrus or stanly county that will allow a option to purchase at the end of the lease?
0 votes Share Flag Mon Mar 3, 2014 Home Buying in Concord
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
What is the neighborhood around 68 Georgia St like in terms of age, income levels and ethnicity?
Realtors by law may not answer such questions, particularly in regards to age and ethnicity.
1 vote Share Flag Thu Jan 2, 2014 Home Buying in Concord
Bev West, Real Estate Pro in Greeley, CO
Bev West answered:
what is the safest area in concord nc?
There is a lot of liability involved in a Real Estate agent answering this question. It is highly recommended that you go to your local Police Station and get the stats and trends from ... more
1 vote Share Flag Mon Dec 30, 2013 Home Buying in Concord
Cheryl Powell, Real Estate Pro in Concord, NC
Cheryl Powell answered:
My home has been for sale for 2 months now with 24 showings and no offers. It is in wonderful condition and priced to sell.
Congratulations Kay! I hope everything goes smoothly and that you close in September as expected.
0 votes Share Flag Fri Aug 23, 2013 Home Buying in 28027
Andy Matejka, Real Estate Pro in Greensboro, NC
Andy Matejka answered:
Who can I contact to clean up my credit in a short time to buy a home?
How bad do you think your credit is?

Generally speaking, the easiest way to clean up your credit is to replace bad credit reporting accounts with good reports. This can take anywher ... more
0 votes Share Flag Tue Jul 9, 2013 Home Buying in Concord
Donna Hiner, Real Estate Pro in Kannapolis, NC
Donna Hiner answered:
Can I still get a house?
Your age doesn't matter. The banks look at your debt and credit score to determine if you qualify. 720 is not bad. If you contact a lender, they can determine how much you qualify for. ... more
0 votes Share Flag Wed Jun 26, 2013 Home Buying in Concord
Daniel Fisher, Real Estate Pro in Charlotte, NC
Daniel Fisher answered:
Buyers agent contract?
Good afternoon, Christina:
If you signed a agency agreement with anyone, you should review it or consult an attorney. If you did not sign anything or if your buyer agency agreement is ... more
0 votes Share Flag Mon Jun 24, 2013 Home Buying in 28025
Daniel Fisher, Real Estate Pro in Charlotte, NC
Daniel Fisher answered:
Credit Score questions
Good afternoonk, Christina:
You might want to review the Trulia Real Estate Blog "I have bad credit and no savings. Can I get a home or am I stuck renting?" If you meet the criteria t ... more
0 votes Share Flag Mon Jun 24, 2013 Home Buying in 28027
Cheryl Powell, Real Estate Pro in Concord, NC
Cheryl Powell answered:
CoxMill elementary - Concord NC - Buy a new home - Christenbury / Winding Walk / Skybrook North - How much i can negotiate?
Hello, The new construction market is HOT right now and most builders aren't negotiating at all on to-be-built homes. Some builders will negotiate a little on inventory homes, but ther ... more
1 vote Share Flag Fri May 17, 2013 Home Buying in 28027
Cheryl Powell, Real Estate Pro in Concord, NC
Cheryl Powell answered:
How to I rent to own??
Hello Christina, Please be VERY cautious when considering a "Rent to Own" property. I've heard many horror stories from people who decided to "rent to own". They invested a lot of mo ... more
0 votes Share Flag Fri May 17, 2013 Home Buying in 28027
Adrisc5, Home Buyer in 28075
Adrisc5 answered:
lexford court in concord is that near easy to get to amenities without going downrown Concord?
No, Lexford Court is out in a fairly rural area. Downtown Concord is about 15 minutes away. The closest "amenities" are in the Southgate shopping center (Food Lion, Bojangles, McD, an ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in Concord
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