Home Buying in Concord : Advice

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valmono, Home Buyer in Las Vegas, NV
valmono answered:
if the bank sell my foreclosed home for more than i owed, am i intitled to the differance?
For your low fico score home loan programs, email me on ms.cwoods61@gmail.com
0 votes Share Flag Wed May 20, 2015 Home Buying in Concord
Sally May, Home Buyer in Tampa, FL
Sally May answered:
Hello, we are trying to get a VA mortgage. My husband is a veteran. I am a 584 fico hubs 560 is there anyone that can help us get a mortgage?
VA mortgage benefits that only come with a VA mortgage:
Easier qualification standards
Less strict credit and income standards
No down payment required
Bad Credit Score VA loans Dow ... more
0 votes Share Flag Thu May 7, 2015 Home Buying in 94523
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
can we buy a home with credit scores of 560? we are tired of throwing money away on rent
Hello Rose, yes sure if you have 10% down payment? Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualif ... more
1 vote Share Flag Tue Apr 28, 2015 Home Buying in 94523
Galia Taneva, Real Estate Pro in Cupertino, CA
Galia Taneva answered:
How to hide outdated search results?
I don't think Trulia has such ability. My suggestion would be to work with a local Realtor and she/he will set you up with an up to date search. If you need recommendation for a Realtor ... more
0 votes Share Flag Tue Apr 7, 2015 Home Buying in 94523
Melannie Hay, Real Estate Pro in 49090
Melannie Hay answered:
How do I know if Im buying a true modular home and not a doublwide home? What is the difference between an off frame and on frame modular?
The easiest way to see difference between modular and a double wide is to get in the basement / crawl space. Large steel beams denote a double wide. They both go together in pieces bu ... more
0 votes Share Flag Fri Mar 13, 2015 Home Buying in Concord
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
Whats the most important fact when shopping for a house or choosing that home?
Hi Tim,

Location, and that a house is a good fit for your needs are important.

Kind regards,

Arpad
0 votes Share Flag Thu Mar 12, 2015 Home Buying in 94523
Ricardo Vela…, Real Estate Pro in Pinole, CA
Ricardo Velazco answered:
I am planning to buy a property in Crystyl Ranch, Concord vicinity - what does the next 5 years forcast look like for houses in this area 94521
Great community first to go up last to come down in value in Concord. The only draw back its the traffic getting to and from.
0 votes Share Flag Wed Mar 4, 2015 Home Buying in 94521
Anthony Piga…, Real Estate Pro in 94513
Anthony Pigati answered:
Is buying a small condo a good investment?
Buying a small condo could absolutely be a good investment. There are some good and bad Home Owners Associations (HOA) and some with rental restrictions that could limit your marketabi ... more
0 votes Share Flag Thu Feb 26, 2015 Home Buying in Concord
Hot Buyer, Home Buyer in San Francisco, CA
Hot Buyer answered:
How can I find out if the house I am renting is in foreclosure?
Check free real estate information website such as http://www.searchq.com for a free property report. You can see if the notice of default has been filled or any lien or judgement on th ... more
1 vote Share Flag Tue Nov 11, 2014 Foreclosure in Concord
Curt Bulloch, Real Estate Pro in Walnut Creek, CA
Curt Bulloch answered:
Hi Experts, How is this area for an investment in terms of a condo- Clayton rd closer to Detroit Adelaide and Ellis streets, close to dwtn and 242?
Check rent's on Craig's list or contact a professional property manager with Cal Narpm, they can assist you in the decision analysis.
If you do buy the condo, make sure you get the co ... more
0 votes Share Flag Fri Oct 31, 2014 Home Buying in 94520
Curt Bulloch, Real Estate Pro in Walnut Creek, CA
Curt Bulloch answered:
I am buying my step-brothers condo and both of our banks accepted the offer, should I proceed?
If you proceed make sure you review the HOA insurance coverage's and also get an H06 Condo insurance policy to protect your personal property and liability, if your going to rent the Co ... more
0 votes Share Flag Fri Oct 31, 2014 Home Buying in 94520
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
I'm purchasing a new home via FHA. Do I need to have a independent inspection for the new home? It was already built when I purchased it.
FHA suggests that you have a property inspection, but does NOT require one to be performed.
0 votes Share Flag Tue Oct 14, 2014 Home Buying in 94523
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Converting 4th bedroom into a walk in closet for our master bedroom add value to our home?
I would have to agree that a 4 bedroom home has an edge over a 3 bedroom home in terms of value. We often see buyers that are looking for 4 bedroom home but rarely encounter ones that a ... more
0 votes Share Flag Sun Sep 21, 2014 Home Buying in 94523
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
How do I search for rent-to-own/lease-option-to-buy/seller financed homes on Trulia?
Rent to own is really not a good idea, therefore consider fixing whatever is preventing you from purchasing outright. Rent to own can be risky and one could stand to lose a bit of money ... more
0 votes Share Flag Tue Jul 15, 2014 Home Buying in 94518
Nelson Khan, Real Estate Pro in Brentwood, CA
Nelson Khan answered:
what are voluntary liens on property?
Voluntary liens are liens that you agree to. A mortgage is a good example of this. You pledge your house as collateral for loan. The opposite of this is an involuntary lien. Like a tax ... more
1 vote Share Flag Mon Jul 7, 2014 Home Buying in 94520
Cynthia Jose…, Real Estate Pro in 77044
Cynthia Joseph answered:
Helo, I'm from El Salvador and looking to be first in time to buyer a home. I has a job steady now work for more than for years. Can I buy house?
Please let me know if you are still in the market to buy.
0 votes Share Flag Thu Jun 12, 2014 Home Buying in Concord
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
I am a veteran and have never applied for a VA loan-- typically, what interest rates do veterans receive on a home loan. Is it lower than market?
Hi PaulKim,
VA loans will have interest rates that are competative (if not slightly lower) than conventional financing.
With a VA loan you will not be required to put any down payment ... more
0 votes Share Flag Thu Jun 12, 2014 Home Buying in Concord
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
Looking for a realtor who has extensive dealings with va loans in the contra costa area. prequalified with
When you want to buy a home the best place to start is to hire an EXCLUSIVE Buyer Agent, not just a Buyer's Agent. EBAs only work with homebuyers and there is never a conflict of intere ... more
0 votes Share Flag Tue May 27, 2014 Home Buying in Concord
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
I have a home that the title to the house is in my name from my divorce, but the loan is still in my ex husbands name. How do I assume the loan?
Hi Julie

if you have the title more than 12 month in your name , you have made 12 monthly payment and divorce degree . you should be able to refinance under your name.

give us a ... more
0 votes Share Flag Sat May 24, 2014 Home Buying in Concord
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