Home Buying in Colorado : Real Estate Advice

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Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
How would I go about finding a home converted from a firehouse or church in the Colorado Springs area?
That's a pretty specific request. There is no data field in the MLS for that. Maybe you should try contacting some local Realtors who may know of some properties that fit this descripti ... more
0 votes Share Flag Yesterday at 11:42am Home Buying in 80925
Sepabuyer, Home Buyer in Landenberg, PA
Sepabuyer answered:
I would like to find a buyer's agent who will rebate 50% of his commision.
This is legal in some states, and there are multiple sites out there to help you find a rebating agent. For everyone who is saying why would any realtor do this... if you are doing mos ... more
0 votes Share Flag Tue Apr 26, 2016 Home Buying in Colorado Springs
Joyce Mozley, Home Buyer in Cotopaxi, CO
Joyce Mozley asked:
If an IRS tax lien in Non-Collectible status exists is it impossible to get pre-approval? The home we rent is in foreclosure and to be auctioned 7-2016. We've resided 3 yrs great pymnt hist acceptable cr score. How does the non-collectible status affect ever preapproval…
0 votes Share Flag Tue Apr 26, 2016 Home Buying in Colorado
Tom, Other/Just Looking in Charlottesville, VA
Tom answered:
is buying a mobile or modular home the same as buying a car if it is not permanently on property or property you are buying along with the home?
A mobile home (now referred to as "manufactured housing" is built to federal HUD code. A modular home is built to the same local codes as a stick built home. To answer your question, I ... more
0 votes Share Flag Mon Apr 25, 2016 Home Buying in 80537
 Petert, Real Estate Pro in New York, NY
Petert answered:
First time home buyer, can I use my 401k money for down payment without major penalty?
You need some professional expert advice for this, in my opinion. They can help you with home loan suggestions. Y’all are first time home buyers, I think these mortgage loan options c ... more
0 votes Share Flag Sun Apr 24, 2016 Home Buying in Denver
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
We do not need a lender. We will be paying cash.
What is your question exactly? If you're interested in buying a home, it would be best to contact a local REALTOR who can work for you as a Buyer's Agent.
0 votes Share Flag Sun Apr 24, 2016 Home Buying in Montrose County
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
What is the best clause in a contract for a back up offer?
You really should be asking your Realtor this question. He/she probably has a standard clause they use for backup offers.
0 votes Share Flag Sun Apr 24, 2016 Home Buying in 80203
Darrick Kizl…, Real Estate Pro in Englewood, CO
Darrick Kizlyk answered:
what are the realtor fees that a buyer pays?
In almost all instances, the buyer is not responsible for paying anything. Buyer's agents' companies are paid at closing by the selling side. Beware that many buyer's agents will add ... more
0 votes Share Flag Sat Apr 23, 2016 Home Buying in Denver
Alysse Musgr…, Real Estate Pro in Coppell, TX
Alysse Musgrave answered:
I just want to know if it is a bad decision to buy a car after I was pre-approved for a house. The underwriter will look at my credit history again?
Yes, that is a bad idea. Financing a car increases your debt load and - depending on your income - could cause your loan to be denied.

Don't Let Them Make a Monkey Out of You! Follo ... more
1 vote Share Flag Thu Apr 21, 2016 Home Buying in Littleton
Darrick Kizl…, Real Estate Pro in Englewood, CO
Darrick Kizlyk answered:
Relocating - buying second home as primary residence.
Hi,

The Colorado Springs property would become your primary residence so that does make things easier and typically allows for lower interest rates. A lender would be able to give ... more
0 votes Share Flag Fri Apr 15, 2016 Home Buying in Colorado Springs
John Adolfi, Real Estate Pro in Phoenix, NY
John Adolfi answered:
How much should we bid on a HUD home?
10% under the asking price if there is no or little competition. Each property has to be analyzed by the broker. Sometimes when the appraised value is set too low and you are bidding du ... more
0 votes Share Flag Fri Apr 15, 2016 Home Buying in 80907
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
We will be immigrating to the US in July 2016. We have the F4 visa. Is it possible to buy a house with our savings with a 20% down payment?
Of course! I'd be happy to refer you to a local lender who can get you pre-approved. I can also refer you to a great agent in the Colorado Springs area when you're ready to buy.

Sal ... more
0 votes Share Flag Fri Apr 15, 2016 Home Buying in Colorado Springs
Five Stars, Real Estate Pro in Jacksonville, FL
Five Stars answered:
Need a home loan for a Jumbo Mortgage
We can help you with the following:
1 loan up to $850,000 - 95% financing, no monthly PMI.
Combo 80/15/5 - 1st and 2nd mortgage up to $1,000,000 - 95% financing. No PMI

These pr ... more
0 votes Share Flag Thu Apr 14, 2016 Home Buying in Denver
Kevan Pewitt, Real Estate Pro in Houston, TX
Kevan Pewitt answered:
What can you do about a zoning violation that was not disclosed at closing? We are being fined for a carport, 6ish yrs old.
I want to highly recommend you talk to a local attorney. They should be able to answer your legal questions and handle the problem.
0 votes Share Flag Tue Apr 12, 2016 Home Buying in 80128
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
Buying a Rental Property From Parents
You can either hire an attorney, or a Realtor to act as a Transaction Broker. If you or they don't want to do an owner financing situation, where you agree to put down $X and pay them $ ... more
0 votes Share Flag Mon Apr 11, 2016 Home Buying in 81507
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
I am a Realtor in PA thinking of buying a condo by Univ. of Denver. It is a FSBO w/HOA. How should I proceed- use a lawyer or transaction agent? Thx!
Your call. If the FSBO is willing to pay a Buyer's Agent, it might be worth it to hire one. Where did you see the FSBO listed? Are you sure it's still available? We're in a pretty hot ... more
0 votes Share Flag Thu Apr 7, 2016 Home Buying in Denver County
Ryan Gilmart…, Real Estate Pro in Aurora, CO
Ryan Gilmartin answered:
How is DOM vs Original to Sold Price Differential calculated?
These statistics are interrelated (generally DOM indicates market demand, and close price ratio reflects that) but, I've not seen the differential between the two represented before, bu ... more
0 votes Share Flag Thu Apr 7, 2016 Home Buying in 80220
Ryan Gilmart…, Real Estate Pro in Aurora, CO
Ryan Gilmartin answered:
How safe is the area around Dayton light rail area (line H)? I am looking for a 2 bedroom condo. What is the going rate?
Safe is relative, and as a Realtor this is a very tricky question to answer. Here is a website you can use to review Denver Crime rates: https://www.denvergov.org/content/denvergov/en/p ... more
0 votes Share Flag Thu Apr 7, 2016 Home Buying in Denver
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