Hello Stefanie, I just finished a USDA purchased home for Clients of mine that had very little cash in the bank and were both Social Workers. This single family home was adorable and had almost a half acre in Spring City Chester County side. It can be done and I have great lenders to recommend.... more
With property taxes, you contact the assessors office and ask for an application for a tax abatement, make sure you read their rules and dorections as they have to be in by a certain date in order to be considered for the current tax year. The application should be accompanied by an appraisal or bpo that proves why you are seeking abatement./... more
You should have no problem refinancing, as long as it isn't listed as a multi-family in your townships' records. There are some banks that have hangups about in-law suites- and they might be justified- but there are plenty of banks that would have no problem with it.
Feel free to contact me at 908-415-3958 if you need assistance.... more