They shouldn't need to pull new credit. Generally credit reports are good for 90-120 days whether you switch properties or not. Then again, this could be their company policy or there may be another reason (ex. they think your scores now would be higher and this would qualify you for a better rate)
Have the loan officer explain why this is needed, and so long as you trust your loan officer I wouldn't worry about it. If you aren't comfortable and you switch lenders they will need to pull it again anyways.
Joining Keller Williams TeamI am considering joining Keller Williams after obtaining my real estate license. Does anyone have any information on Keller Williams as a whole? I was thinking of joining a "team"
Has the agent done open houses, agent opens ho are they marketing the home? These are questions I would speak to the agent about if they are doing everything to hep sell the house then you might want to stay with the same agent. Best of luck... more
You wouldn't want to pay for an inspection until the seller is contractually obligated to sell you the house. In my area, homes are purchased as-is and repairs are negotiated after the inspection. In your area it may be different. The buyer assumes all the risk in a transaction and you're taking a big risk by not having proper representation, especially since the seller is the agents daughter! Hire an Exclusive Buyer Agent to represent you through the process. The fee is almost always paid by the seller.
Rentals tend to go very quickly and can be found a number of ways. If you decide to purchase, I would be happy to sit down with you and go over what that would involve.
Some of the benefits of purchasing over renting:
Don't have to worry about moving each year due to the landlord selling or drastically increasing the rent.
Able to make changes to the house to make it feel like home.
Consistent payment (With most mortgages, your interest rate is fixed, so the only thing that fluctuates is the taxes and insurance)
Build up equity and lock in at today's prices.
And so many other benefits. Interest rates are low and there are still several grants/down payment assistance programs available for qualified buyers.
If I can help, please let me know.
Cassandra Bickel @ ERA Sunrise Realty
Townhomes are really popular in the Smyrna, GA/Vinings area and there are at least four new townhome developments and one row house development, along with a lot of gorgeous townhouses built in the last 10 years. You'll probably have a lot of choices there.
I noticed it says you are from Smyrna, DE. Are you sure you have the right Smyrna?... more
Fischer and Acadia. They build quality homes but there's a premium for that. You don't get something for nothing. Or look at Smith Douglas homes in Hiram. They are cookie-cutter but they do a great job for that reason.... more
This is a great question and I would thing that a permit would not be required but I am not completely sure. My sister had her patio enclosed but she did not mention anything about a permit. A question like this would be good to ask your contractor because it may even depend on your area. http://www.patioworldnsw.com.au... more