Hello pckilpatrick, if you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria.
The purchase in Clovis start from 55k for 2bd 1ba first floor condo and the single family homes start from 88k for 3bd 1ba home which is as low as $450 down payment with a minimum 580 fico score @88k. I have agents locally to assist your purchase.
You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.
You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.
It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. Here are some links to study as well as web reference links to many loan program pages offered...
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
If my response was helpful, consider clicking Thank, Link or Best Answer.... more
Most newer residential developments consisting of from 75 to 135 homes in the City of Clovis have a small neighborhood park for the convenience of the residents. There are small community parks located at strategic spots throughout the city, and an even larger community park on Sunnyside Avenue near Herndon Avenue. The newest plans for the City in the area of parks calls for a regional park to be located above city limits, north of Shepherd Avenue in the Dry Creek basin that was developed to control floodwaters and facilitate irrigation. This regional park may be in the future, but not farther out than 10 years from now.... more