Home Buying in Clearwater : Advice

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valmono, Home Buyer in Las Vegas, NV
valmono answered:
My loan was denied by the loan officer based on my credit (570's - didn't expect it to be this low) but I have high income and little
Hi Everyone, For your low fico score home loans, investment/project funding and personal loans, please send an executive summary of the requested loan to me via e-mail (bs.privateloan@g ... more
0 votes Share Flag Thu Jun 25, 2015 Credit Score in Clearwater
VA Mortgage…, Real Estate Pro in Jacksonville, FL
VA Mortgage Hub answered:
Can a lender use my credit score since its higher than my husbands , but use my husbands income? To help us obtain a loan
Your credit score can only be used if you are on the loan application with him. VA is a great program, learn more by contacting us below.
VA Mortgage Hub
Florida VA Loans - 7 days ... more
0 votes Share Flag Tue Jun 23, 2015 Home Buying in 33755
Budd Morris, Real Estate Pro in 33703
Budd Morris answered:
My Credit score is around 690 Im applying for a mortgage... what sort of interest rate will I get in this economy? Should I go with BOA or WF?
contact me and I will give you a name and phone number of a person to call.
It is not only credit score but debt to income and amount of down payment and whether it is a jumbo or not
... more
0 votes Share Flag Tue Jun 23, 2015 Home Buying in 33760
Mlt365, Home Buyer in Clearwater, FL
Mlt365 answered:
what is the coast for flood insurance being close to the gulfs?
That's for the Enterprise Rd townhouse.($2367/yr).....sorry I forgot to post that specific property
0 votes Share Flag Tue Jun 23, 2015 Home Buying in Clearwater
Mike Blue, Real Estate Pro in 34677
Mike Blue answered:
Are Trulia estimates usually pretty close to professional appraisals?
I have noticed that between all the online sites they all seem to have a very big swing in value. I would do a CMA to truly find out the values of property. This is just one more reason ... more
0 votes Share Flag Mon Jun 1, 2015 Home Buying in 33763
Diliber, Home Buyer in New York, NY
Diliber answered:
is imperial cove a 55 community?
I want to purchase in Clearwater in a 55 community I am 52 will that be acceptable also if I have my children stay 1 or 2 weeks with me would that be ok?
0 votes Share Flag Sun May 31, 2015 Home Buying in Imperial Cove
Budd Morris, Real Estate Pro in 33703
Budd Morris answered:
LOOKING FOR A HOME TO RENT A 2TO3 BED /2BATH IM ON DISABILITY INCOME NO MONEY SAVED UP YET MOVEING IN 2015
You might want to consider mobile home parts** some are on the water and less rent
0 votes Share Flag Sun May 31, 2015 Foreclosure in 33764
Budd Morris, Real Estate Pro in 33703
Budd Morris answered:
condo homeowner for 2yrs bought it through fha loan can I sell my condo now and buy a single family home
Yes you can. First you need to have a Real Estate agent value your current condo and check to see approx. how long it would take to sell. Then meet with a mortgage lender to start the p ... more
0 votes Share Flag Wed May 27, 2015 Home Buying in 33761
Ms.geishagal, Home Buyer in Orlando, FL
Ms.geishagal answered:
Is it illegal to collect rent on a home one owns while it falls into foreclosure and ultimetly repossessedby bank (Credit worries are a non-issue)?
This is the third home we have lived in that yep the knock on the door this house is in foteclosure. We have been here 30 days exactly. We have 4 kids and the houses have been listed on ... more
0 votes Share Flag Sun May 17, 2015 Foreclosure in Clearwater
Amanda Baldw…, Real Estate Pro in Madeira Beach, FL
Amanda Baldwin answered:
Cost of home inspection?
Roughly $300 depending on square footage and property style. Let me know if you have any other questions. Thanks!
0 votes Share Flag Thu May 14, 2015 Home Buying in 33767
Sally May, Home Buyer in Tampa, FL
Sally May answered:
Do I qualify as 1st time homebuyer?
YES,
CLEARWATER FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

Purchase a Florida home 12 months after a chapter 13 Bankruptcy
Purchase a Florida 24 months a ... more
0 votes Share Flag Wed May 13, 2015 Home Buying in Clearwater
Sally May, Home Buyer in Tampa, FL
Sally May answered:
I'm rebuilding my credit, is it hard to get financing when I have a good job and have been there for approx 17yrs. I am not looking to anything
CLEARWATER FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

Purchase a Florida home 12 months after a chapter 13 Bankruptcy
Purchase a Florida 24 months after a ... more
0 votes Share Flag Wed May 13, 2015 Home Buying in Clearwater
Sally May, Home Buyer in Tampa, FL
Sally May answered:
My husband and I will be looking at Clearwater,Florida single family house to purchase as a rental. Pros and cons of each?And best county to purchase?
CLEARWATER FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

Down payment only 3.5% of the purchase price.
Gifts from family or Grants for down payment assista ... more
0 votes Share Flag Wed May 13, 2015 Home Buying in Clearwater
Sally May, Home Buyer in Tampa, FL
Sally May answered:
Bad credit mortgage, clearwater fl
CLEARWATER FLORIDA FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:

Purchase a Florida home 12 months after a chapter 13 Bankruptcy
Purchase a Florida 24 months after a ... more
0 votes Share Flag Wed May 13, 2015 Home Buying in Clearwater
laurieretired, Home Owner in Clearwater, FL
laurieretired answered:
How many parking spaces come with each condo?
Generally just one, but maybe the more expensive units west of Belcher have two?
Usually lots of visitor spaces for friends and family visits.
0 votes Share Flag Fri May 1, 2015 Home Buying in On Top Of The World
laurieretired, Home Owner in Clearwater, FL
laurieretired answered:
New owners must attend an interview with TOTW. Is that to set you up with the rules and regs of the community? What does it involve?
You are correct in your assumptions.
Very informal, formal meeting with the company lawyer, a family member, very knowledgeable and friendly.
Rules and terms explained and documents ... more
0 votes Share Flag Fri May 1, 2015 Home Buying in On Top Of The World
laurieretired, Home Owner in Clearwater, FL
laurieretired answered:
below are for On Top of the World locational questions - Regards 1. fee simple and 2. adult children questions
1. Fee simple? monthly maintenance fee dependant on size of unit; runs from $250 to $350 / month.

2. 55 plus, adult only complex, no children, any age, only family members (which can ... more
0 votes Share Flag Fri May 1, 2015 Home Buying in On Top Of The World
MichelleMorg…, Real Estate Pro in Hallandale, FL
MichelleMorgan1 answered:
Fee simple question and adult children question are for On Top of the World, Clearwater
http://www.florida-mortgage-lenders.com/fha-mortgage-cities/134-clearwater-florida-fha-mortgage-lenders.html
FHA MORTGAGES HAVE EASIER CREDIT QUALIFYING GUIDLINES SUCH AS:
12 months a ... more
0 votes Share Flag Mon Apr 20, 2015 Home Buying in On Top Of The World
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