Home Buying in Chula Vista : Real Estate Advice

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Dolphinsofia…, Home Buyer in Virginia Beach, VA
Dolphinsofia2013 asked:
what is the yearly basic utility cost for a 1,304 sq ft house? i need to know quickly! it is for a project due on april 29, 2016
0 votes Share Flag Mon Apr 18, 2016 Home Buying in Chula Vista
Richard Litt…, Real Estate Pro in Fountain Valley, CA
Richard Littlefield answered:
How soon after I close on a investment property can I purchase a house to live in?
It sounds like you can, as the VA is very flexible. You can only buy homes that you plan on living in, and you only have a certain amount of benefits available.

After that they have ... more
0 votes Share Flag Mon Feb 22, 2016 Home Buying in 91913
MyPrimeHomeL…, Real Estate Pro in San Diego, CA
MyPrimeHomeLoan answered:
We are currently looking into buying a house, me and my fiance. I am elgible for VA loan, my credit score is a 730. My fiance does not have any
You can use both, yours and your fiancé's income to qualify and your credit. If your fiancé has no tradelines/ credit entries, we have a company that can accomplish that for them IF n ... more
0 votes Share Flag Wed Feb 17, 2016 Home Buying in Chula Vista
Daniel De Le…, Home Buyer in Chula Vista, CA
Daniel De Leon answered:
is there anyone willing to rent to own?
How is rent to own a scam?
0 votes Share Flag Tue Feb 16, 2016 Home Buying in Chula Vista
Arpad Racz, Real Estate Pro in San Jose, CA
Arpad Racz answered:
Looking to buy a home and do not know where to start.
Hi,

Starting with obtaining a loan approval would be a good move.

All the best,

Arpad
0 votes Share Flag Mon Nov 23, 2015 Home Buying in 91911
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
I am looking for a zero income verification loan with 20% down on a $350,000 mortgage in San Diego County California. Is this possible?
There are indeed hard money loans for liars loans but you will pay dearly for them.
0 votes Share Flag Thu Sep 24, 2015 Home Buying in 91911
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
I am a US citizen with a good credit score currently working and living abroad, am I able to get a mortgage even though I receive my income abroad?
Is it within commuting distance? Will your income continue for at least 3 years after you move into the home? I would require a written VOE instead of a verbal so your employer is res ... more
0 votes Share Flag Thu Sep 24, 2015 Home Buying in 91911
Michelle Lim…, Real Estate Pro in Chula Vista, CA
Michelle Limon answered:
Foreclosure does not show up on my credit but it comes out on escrow.
Danny,

I do not understand the question on the "Escrow Profile" Here is my number and I can help walk you through the VA process. 619-869-0548
0 votes Share Flag Tue Jul 28, 2015 Home Buying in 91913
Jeff Hensel, Real Estate Pro in Oceanside, CA
Jeff Hensel answered:
Can I do cash advance on my credit cards so I can purchase a house? I only have 50K and I want to buy a small condo of 100K.
Have you tried to obtain a conventional loan? You have a good down payment based on your estimated purchase price. If credit is an issue and you can't get a conventional loan a hard mon ... more
0 votes Share Flag Mon Jun 29, 2015 Home Buying in Chula Vista
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
With a combined income of 66,6800 would it be possible to buy a home that is going for 360,000? My credit score is about 700 my boyfriends not so good
Yes I just approved one with similar numbers.

Call me if you like 714-968-2500
0 votes Share Flag Tue Apr 28, 2015 Home Buying in Chula Vista
Francisco Lo…, Real Estate Pro in Chula Vista, CA
Francisco Lopez answered:
What search keyword should i use if I'm looking for a double lot? Two houses on a lot?
The best way is to have an agent set up that search criteria specifically on the MLS search. I would be happy to do that for you at no charge.

Please email me at panchotherealtor@gm ... more
0 votes Share Flag Sun Feb 22, 2015 Home Buying in Chula Vista
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
What is a better rental property, a condo or a house?
A house.

Lots of reasons why: From the possibility of greater appreciation to greater ease of renting the property to the drawbacks of a rental unit in a condo.
0 votes Share Flag Tue Dec 16, 2014 Home Buying in 91913
Hugo Sanchez, Real Estate Pro in Chula Vista, CA
Hugo Sanchez answered:
Can anyone recommend a loan agent who specializes in fair/low credit scores (640) for the 91914 area?
Hi Hortencia,
Did you ever found the lender? How are you doing?
If you still need help let me know.
Thanks
Hugo
0 votes Share Flag Tue Dec 2, 2014 Home Buying in Otay Ranch Village
Hugo Sanchez, Real Estate Pro in Chula Vista, CA
Hugo Sanchez answered:
Thank you for helping me to realize lease to purchase and buying my first home. I have another question. I have a low fico score one credit report is
Hi Sharon,
I know this post was put a little while ago. I wanted to check and see how are you doing? Let me know if you still need some help.
Thanks

Hugo
619-869-0588
0 votes Share Flag Tue Dec 2, 2014 Home Buying in Otay Ranch Village
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
If I buy a home directly through the buyer, do I need a title search?
You always want to run a title search on any RE transaction. They're there for your protection and to prevent you from absorbing someone else's debt.
0 votes Share Flag Mon Nov 24, 2014 Home Buying in Chula Vista
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
I am looking for a no income verification mortgage with 20% down on a $350,000 home in San Diego County California. My credit score is currently 780.
Interesting. Didn't know about the non owner occupied part. So a borrower has a better chance of getting a liars loan on a rental?
0 votes Share Flag Mon Nov 24, 2014 Home Buying in 91911
Larry M Parra, Real Estate Pro in Chula Vista, CA
Larry M Parra answered:
What is the cost of removing a septic system in Chula Vista, CA?
I agree with Mr. Tabit and Mr. Chomentowski. You should also consider obtaining a bid on connecting directly to the public sewer system if that is even an option. Maybe pumping unit cle ... more
0 votes Share Flag Mon Nov 3, 2014 Home Buying in Chula Vista
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