Looks like the MLS had it as a "Traditional Sale" your agent even listed that in the agent comments section... BUT on the Certificate of Real Estate Value or CRV has the sale tagged as "Acquisition Type 1" or "Condemned Or Foreclosed Upon" could have just been a typo... You could check with Chisago County about correcting it...... more
It can take a short amount of time or a long amount of time to increase your score by 52 points - it all depends on what type negatives are on your credit report, when each of them happened, if you still owe money/are past due or not, how many positive accounts you have reporting, how long each of them have been open, as well as if there are any inaccuracies in your credit report. Getting inaccuracies fixed is usually the quickest way to increase a score, but also paying off your credit cards, making all of your payments on time, and opening new accounts (if you don't have any positive) accounts are also other ways. So you'd want to fix any errors on your credit and then have discipline to steadily build new positive credit.
I feel you will benefit quite a bit from the free educational information at http://www.myfico.com/crediteducation/improveyourscore.aspx... more