Home Ownership in Chicago : Advice

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Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
I had a deed In Lieu in march of 2012 the property was sold sept.2013 why did the bank put on my credit report that the hse was deed released on 3/13
I would talk to an attorney to see what is and is not on there. You can then talk to some credit repair people as well.
0 votes Share Flag Tue Apr 28, 2015 Home Ownership in Chicago
Noah Seidenb…, Real Estate Pro in 60202
Noah Seidenberg answered:
Are porches, laundry rooms, pantries, dens, sun rooms and storage rooms (above grade) considered rooms?
No they are considered square footage but not rooms. IN the MLS in the field that says room total says A room is defined as improved, heated living space with the exception of bathrooms ... more
0 votes Share Flag Wed Apr 15, 2015 Home Ownership in 60657
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
Looking for first owners of 4442 n kilbourn and layout of property
Public records are available for this property. You may want to look at the cook county recorder of deeds website for public chain of title information.
0 votes Share Flag Wed Nov 5, 2014 Home Ownership in Jefferson Park
Katrina Peko…, Real Estate Pro in 60640
Katrina Pekovic-Dobrovolny answered:
I am doing an FHA for 3 family owner occupied property but Seller is unwilling to vacate any of the apartments. Can I move to the basement?
You should strongly consider the choice and get in touch with an eviction attorney, if your lender lets you close with this condition. I am curious of the current status of the situati ... more
0 votes Share Flag Fri Oct 31, 2014 Home Ownership in 60640
Nicholas Con…, Real Estate Pro in 60607
Nicholas Conteduca answered:
On an appraisal what rooms are considered total rooms in Illinois?
On an appraisal, the only rooms that are considered in the "Total Room Count" are as follows : Kitchen, Bedrooms, Living Room, Dining, Family Room, Office, Den. The rooms are only coun ... more
1 vote Share Flag Tue Sep 23, 2014 Home Ownership in 60657
MarkusAIC, Real Estate Pro in Chicago, IL
MarkusAIC answered:
I'm looking to purchase a home that is 150 years old. Some bedrooms have closets some do not. I know back then they didn't always have a closet.
No closet requirement in the City of Chicago or most municipal codes that I am aware of
A closet is however required under some Federal Housing subsidy programs
0 votes Share Flag Fri Sep 19, 2014 Home Ownership in 60657
Shaunta L Gr…, Real Estate Pro in Schererville, IN
Shaunta L Gray answered:
I'm trying to rent to own a house using my section 8.
Hi Caitlin,

Give me a call I'll help you to find a home you can rent to own.

Shaunta Gray
Coldwell Banker Residential
0 votes Share Flag Thu Aug 21, 2014 Home Ownership in Chicago
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
What do you spend your money on for a new home after purchase?
Personal touches, improvements that fit your lifestyle and preferences, cosmetic changes, fences, lawn or landscaping equipment.
1 vote Share Flag Fri Mar 14, 2014 Home Ownership in 60654
Bill J Delig…, Real Estate Pro in Chicago, IL
Bill J Deligiannis answered:
I closed on my home in June 2013. A couple of days ago I received a letter in the mail from my bank that my Escrow was negative. How is that possible?
Talk to your current bank and talk to your Loan Officer. They will be able to explain as to why there is a shortage in your escrow account. Your taxes may have increased, but your contr ... more
0 votes Share Flag Tue Feb 11, 2014 Home Ownership in Chicago
John Walin, Real Estate Pro in Libertyville, IL
John Walin answered:
how would you compare 1201 s Prairie Ave with 600 N lake shore Dr I m planning to buy 1-2 BD for renting now and use few yrs from now to live?
Sam is right, if you go 50% down and 50% loan could work. Does it make sense to go all in in cash? maybe...
If you have the money and assume that the unit will appreciate 4-6% per yea ... more
1 vote Share Flag Wed Feb 5, 2014 Home Ownership in Near North Side
Manuel Brown…, Real Estate Pro in 60640
Manuel Brown (312) 600-5710 answered:
What is the best way to perform fundamental analysis sitting at home?
Dear Trulia Chicago,

Here is another one of those interesting questions posed by you and can be answered a variety of ways.

In any case her is what I think. A homeowner can fir ... more
1 vote Share Flag Thu May 16, 2013 Home Ownership in Chicago
James P. Mic…, Real Estate Pro in 60605
James P. Michaels answered:
How much is the discount for the homeowner exemption on property taxes in Cook County?

Cook County homeowners may take advantage of several valuable property-tax-saving exemptions. There are curre ... more
0 votes Share Flag Mon Apr 29, 2013 Home Ownership in Chicago
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